{"product_id":"avbetalningsavtal-betalningsplan-b2b-mall-2027","title":"Installment Agreement \u0026 Payment Plan B2B 2026\/2027 – Amortization, Receipt \u0026 Excel | Word\/PDF","description":"\u003csection class=\"mallbutiken-produkt\"\u003e\n\u003ch2\u003eInstallment agreement and payment plan – template package for companies\u003c\/h2\u003e\n\n\u003cp\u003eDo two companies need to agree on paying an \u003cstrong\u003eexisting debt in installments\u003c\/strong\u003e? With this package, you can create an installment agreement, a written amortization plan, documentation of the underlying debt, and separate documents for deferrals, payments, and final settlement. The Excel register tracks \u003cstrong\u003eplanned payments and actual payments\u003c\/strong\u003e without automatically determining legal issues.\u003c\/p\u003e\n\n\u003cdiv style=\"margin:18px 0;padding:19px 21px;border:2px solid #228495;background:#edf6f8;border-radius:12px\"\u003e\n\n\u003ch3 style=\"margin:0 0 8px\"\u003e01. Package contents\u003c\/h3\u003e\n\n\u003cp style=\"margin:0\"\u003e\u003cstrong\u003e7 editable Word documents (DOCX), 7 searchable A4 PDF files, and 1 Excel workbook (XLSX).\u003c\/strong\u003e A total of 15 files in ZIP format: five Swedish working documents, one Swedish user guide, and one English user guide. 2027 edition, intended for companies in Sweden.\u003c\/p\u003e\n\n\n\u003c\/div\u003e\n\n\u003cdiv style=\"margin:18px 0;padding:19px 21px;border:2px solid #b9ceda;background:#f4f8fa;border-radius:12px\"\u003e\n\n\u003ch3 style=\"margin:0 0 8px\"\u003e02. What the files contain\u003c\/h3\u003e\n\n\u003cp style=\"margin:0\"\u003eIdentified debt and invoice documentation, agreed installments, amortization schedule, objection documentation, amendment agreement for deferrals, actual payment receipt documentation, and an Excel register with nine tabs for receivables, plans, payments, interest\/costs, objections, communication, and control.\u003c\/p\u003e\n\n\n\u003c\/div\u003e\n\n\u003ch2\u003eAll files in the document package\u003c\/h2\u003e\n\n\u003cdiv style=\"overflow-x:auto\"\u003e\u003ctable style=\"border-collapse:collapse;width:100%;font-size:.95em\"\u003e\n\n\u003cthead\u003e\u003ctr style=\"background:#edf4f7\"\u003e\n\n\u003cth style=\"padding:9px\"\u003eNo.\u003c\/th\u003e\n\n\u003cth\u003eDocument\u003c\/th\u003e\n\n\u003cth\u003eContent\u003c\/th\u003e\n\n\u003cth\u003eFormat\u003c\/th\u003e\n\n\n\u003c\/tr\u003e\u003c\/thead\u003e\n\n\u003ctbody\u003e\n\n\u003ctr\u003e\n\n\u003ctd style=\"padding:9px;border:1px solid #d9e5ea\"\u003e01\u003c\/td\u003e\n\n\u003ctd style=\"padding:9px;border:1px solid #d9e5ea\"\u003e\u003cstrong\u003eInstallment agreement B2B\u003c\/strong\u003e\u003c\/td\u003e\n\n\u003ctd style=\"padding:9px;border:1px solid #d9e5ea\"\u003eIdentified debt, parties, payment terms, interest, costs, and terms in case of deviation.\u003c\/td\u003e\n\n\u003ctd style=\"padding:9px;border:1px solid #d9e5ea\"\u003eDOCX + PDF\u003c\/td\u003e\n\n\n\u003c\/tr\u003e\n\n\u003ctr\u003e\n\n\u003ctd style=\"padding:9px;border:1px solid #d9e5ea\"\u003e02\u003c\/td\u003e\n\n\u003ctd style=\"padding:9px;border:1px solid #d9e5ea\"\u003e\u003cstrong\u003eAmortization plan and payment schedule\u003c\/strong\u003e\u003c\/td\u003e\n\n\u003ctd style=\"padding:9px;border:1px solid #d9e5ea\"\u003eEight editable payment rows, dates, partial amounts, and settlement order.\u003c\/td\u003e\n\n\u003ctd style=\"padding:9px;border:1px solid #d9e5ea\"\u003eDOCX + PDF\u003c\/td\u003e\n\n\n\u003c\/tr\u003e\n\n\u003ctr\u003e\n\n\u003ctd style=\"padding:9px;border:1px solid #d9e5ea\"\u003e03\u003c\/td\u003e\n\n\u003ctd style=\"padding:9px;border:1px solid #d9e5ea\"\u003e\u003cstrong\u003eDebt control and objection attachment\u003c\/strong\u003e\u003c\/td\u003e\n\n\u003ctd style=\"padding:9px;border:1px solid #d9e5ea\"\u003eActual balance history, credits, disputed amounts, and documentation.\u003c\/td\u003e\n\n\u003ctd style=\"padding:9px;border:1px solid #d9e5ea\"\u003eDOCX + PDF\u003c\/td\u003e\n\n\n\u003c\/tr\u003e\n\n\u003ctr\u003e\n\n\u003ctd style=\"padding:9px;border:1px solid #d9e5ea\"\u003e04\u003c\/td\u003e\n\n\u003ctd style=\"padding:9px;border:1px solid #d9e5ea\"\u003e\u003cstrong\u003eDeferral and amendment of payment plan\u003c\/strong\u003e\u003c\/td\u003e\n\n\u003ctd style=\"padding:9px;border:1px solid #d9e5ea\"\u003eSeparate document for postponement or a new plan without automatic remission.\u003c\/td\u003e\n\n\u003ctd style=\"padding:9px;border:1px solid #d9e5ea\"\u003eDOCX + PDF\u003c\/td\u003e\n\n\n\u003c\/tr\u003e\n\n\u003ctr\u003e\n\n\u003ctd style=\"padding:9px;border:1px solid #d9e5ea\"\u003e05\u003c\/td\u003e\n\n\u003ctd style=\"padding:9px;border:1px solid #d9e5ea\"\u003e\u003cstrong\u003ePayment receipt and final settlement\u003c\/strong\u003e\u003c\/td\u003e\n\n\u003ctd style=\"padding:9px;border:1px solid #d9e5ea\"\u003eLog of verified payments and conditional final confirmation.\u003c\/td\u003e\n\n\u003ctd style=\"padding:9px;border:1px solid #d9e5ea\"\u003eDOCX + PDF\u003c\/td\u003e\n\n\n\u003c\/tr\u003e\n\n\u003ctr\u003e\n\n\u003ctd style=\"padding:9px;border:1px solid #d9e5ea\"\u003e06\u003c\/td\u003e\n\n\u003ctd style=\"padding:9px;border:1px solid #d9e5ea\"\u003e\u003cstrong\u003eSwedish user guide\u003c\/strong\u003e\u003c\/td\u003e\n\n\u003ctd style=\"padding:9px;border:1px solid #d9e5ea\"\u003eLegal checkpoints, practical workflow, and four hypothetical cases.\u003c\/td\u003e\n\n\u003ctd style=\"padding:9px;border:1px solid #d9e5ea\"\u003eDOCX + PDF\u003c\/td\u003e\n\n\n\u003c\/tr\u003e\n\n\u003ctr\u003e\n\n\u003ctd style=\"padding:9px;border:1px solid #d9e5ea\"\u003e07\u003c\/td\u003e\n\n\u003ctd style=\"padding:9px;border:1px solid #d9e5ea\"\u003e\u003cstrong\u003eEnglish User Guide\u003c\/strong\u003e\u003c\/td\u003e\n\n\u003ctd style=\"padding:9px;border:1px solid #d9e5ea\"\u003eEnglish user guide for the Swedish document templates.\u003c\/td\u003e\n\n\u003ctd style=\"padding:9px;border:1px solid #d9e5ea\"\u003eDOCX + PDF\u003c\/td\u003e\n\n\n\u003c\/tr\u003e\n\n\u003ctr\u003e\n\n\u003ctd style=\"padding:9px;border:1px solid #d9e5ea\"\u003e08\u003c\/td\u003e\n\n\u003ctd style=\"padding:9px;border:1px solid #d9e5ea\"\u003e\u003cstrong\u003eExcel – payment settlement 2027\u003c\/strong\u003e\u003c\/td\u003e\n\n\u003ctd style=\"padding:9px;border:1px solid #d9e5ea\"\u003e9 tabs with dashboard, actual remaining principal, manual settlement, and payment control.\u003c\/td\u003e\n\n\u003ctd style=\"padding:9px;border:1px solid #d9e5ea\"\u003eXLSX\u003c\/td\u003e\n\n\n\u003c\/tr\u003e\n\n\n\u003c\/tbody\u003e\n\n\n\u003c\/table\u003e\u003c\/div\u003e\n\n\u003ch2\u003eWhat is an installment agreement between companies?\u003c\/h2\u003e\n\n\u003cp\u003eAn installment agreement specifies how parties shall settle an already existing, specified debt in parts. A \u003cstrong\u003epayment deferral\u003c\/strong\u003e is not automatically a debt write-off and does not mean that the original claim ceases to exist. Therefore, always specify which debt is covered, the verified principal amount, payment dates, settlement order, and any objections or excluded amounts.\u003c\/p\u003e\n\n\u003ch2\u003ePenalty interest, amortization plan, and allowable costs\u003c\/h2\u003e\n\n\u003cp\u003eThe \u003cstrong\u003eInterest Act (1975:635)\u003c\/strong\u003e regulates penalty interest where applicable. The statutory penalty interest according to Section 6 is generally the Riksbank's reference rate plus eight percentage points. The reference rate is determined according to Section 9 every half-calendar year; therefore, do not use a fixed interest rate for future periods. Particularly for traders, Section 4a limits the possibilities to contractually waive certain penalty interest in advance. Interest must be checked against the original agreement and law before signing the agreement.\u003c\/p\u003e\n\n\u003cp\u003eAccording to \u003cstrong\u003eSections 3–4 of the Act (1981:739) on Compensation for Debt Collection Costs, etc.\u003c\/strong\u003e, compensation for a complete written amortization plan may be provided under certain conditions, for example, when the plan has been prepared in consultation with the debtor and has been sent or handed over. The act's specified maximum normal amount is 170 SEK. \u003cstrong\u003eThe fee is not mandatory and may not be charged unless the conditions are met.\u003c\/strong\u003e Also, specifically check for any late payment fees and other claim costs to avoid unauthorized or duplicate charges.\u003c\/p\u003e\n\n\u003ch2\u003eStatute of limitations and acknowledgment of debt\u003c\/h2\u003e\n\n\u003cp\u003e\u003cstrong\u003eSection 5 of the Statute of Limitations Act (1981:130)\u003c\/strong\u003e states that the limitation period can, among other things, be interrupted if the debtor promises payment, pays interest or amortization, or otherwise acknowledges the claim to the creditor. This must be assessed based on the individual claim, the timing, and the evidence. A payment plan is not proof that every previous dispute is resolved, or that a time-barred claim has automatically been revived.\u003c\/p\u003e\n\n\u003ch2\u003eExcel register – nine tabs and dashboard\u003c\/h2\u003e\n\n\u003cp\u003eThe workbook contains Dashboard, Receivables, Plans, Payments, Interest and costs, Objections, Communication, Control, and Read me. Control formulas show registered receivables, verified payments, remaining principal, and any settlement differences. \u003cstrong\u003ePlanned payments do not automatically reduce the principal.\u003c\/strong\u003e Only registered actual capital payments and previous settlements are used for the administrative balance. Tax rates, penalty interest, statute of limitations, and legal compensation claims are not calculated automatically.\u003c\/p\u003e\n\n\u003ch2\u003eHow to use the templates\u003c\/h2\u003e\n\n\u003col\u003e\n\n\u003cli\u003eVerify the parties' company details and authorization to sign.\u003c\/li\u003e\n\n\u003cli\u003eCollect invoices, agreements, credits, and actual payments; document any objections.\u003c\/li\u003e\n\n\u003cli\u003eDetermine the amount actually covered by the agreement.\u003c\/li\u003e\n\n\u003cli\u003eFill in the installment agreement and its payment schedule with dates and individual partial amounts.\u003c\/li\u003e\n\n\u003cli\u003eAssess interest, costs, default terms, and any deferral according to law and the actual agreement.\u003c\/li\u003e\n\n\u003cli\u003eSign with authorized representatives and provide both parties with the complete plan.\u003c\/li\u003e\n\n\u003cli\u003eRegister actual payments, not just planned ones, in Excel.\u003c\/li\u003e\n\n\u003cli\u003eIssue a final receipt only after verified final payment and verification of covered claims.\u003c\/li\u003e\n\n\n\u003c\/ol\u003e\n\n\u003ch2\u003eFrequently asked questions about installment agreements\u003c\/h2\u003e\n\n\u003ch3\u003eIs a payment plan the same as a new loan?\u003c\/h3\u003e\n\n\u003cp\u003eNot necessarily. This template refers to the payment order for a specified existing B2B claim. A new loan or a change of legal basis may require a different agreement and different scrutiny.\u003c\/p\u003e\n\n\u003ch3\u003eMust the creditor accept an installment plan?\u003c\/h3\u003e\n\n\u003cp\u003eNo, there is no general right for companies to unilaterally demand a new installment plan following from this template. The terms are based on an actual agreement between the parties.\u003c\/p\u003e\n\n\u003ch3\u003eIs it allowed to charge a fee for an amortization plan?\u003c\/h3\u003e\n\n\u003cp\u003eOnly if relevant legal conditions are met. According to Sections 3–4 of the Debt Collection Costs Act, there are specific requirements for compensation for the preparation of a complete amortization plan. The fee is not automatic.\u003c\/p\u003e\n\n\u003ch3\u003eDoes the original debt cease to exist when the plan is signed?\u003c\/h3\u003e\n\n\u003cp\u003eNot automatically. The agreement explicitly states whether it is a deferral, a change in payment terms, or a specifically negotiated remission.\u003c\/p\u003e\n\n\u003ch3\u003eAre English contract documents included?\u003c\/h3\u003e\n\n\u003cp\u003eNo. The five working documents are in Swedish. An English user guide is included to explain how to use the templates.\u003c\/p\u003e\n\n\u003ch3\u003eDoes Excel work without an interest rate being specified?\u003c\/h3\u003e\n\n\u003cp\u003eYes. Excel tracks administrative principal, payment plans, and received payments. Interest and costs require separate individual assessment and manual entry.\u003c\/p\u003e\n\n\u003ch2\u003eRelated templates for receivables and payments\u003c\/h2\u003e\n\n\u003cul\u003e\n\n\u003cli\u003e\u003ca href=\"\/en\/products\/preskriptionsavbrott-fordringsbevakning-mall-2027\"\u003eInterruption of statute of limitations and claim monitoring\u003c\/a\u003e\u003c\/li\u003e\n\n\u003cli\u003e\u003ca href=\"\/en\/products\/fordringsoverlatelse-denuntiation-avtal-mall-2027\"\u003eAssignment of claims and denunciation\u003c\/a\u003e\u003c\/li\u003e\n\n\u003cli\u003e\u003ca href=\"\/en\/products\/enkelt-skuldebrev-mall-juridiskt-bindande\"\u003eSimple promissory note\u003c\/a\u003e\u003c\/li\u003e\n\n\n\u003c\/ul\u003e\n\n\u003ch2\u003eOfficial legal sources\u003c\/h2\u003e\n\n\u003cul\u003e\n\n\u003cli\u003e\u003ca href=\"https:\/\/www.riksdagen.se\/sv\/dokument-och-lagar\/dokument\/svensk-forfattningssamling\/rantelag-1975635_sfs-1975-635\/\"\u003eInterest Act (1975:635)\u003c\/a\u003e\u003c\/li\u003e\n\n\u003cli\u003e\u003ca href=\"https:\/\/www.riksdagen.se\/sv\/dokument-och-lagar\/dokument\/svensk-forfattningssamling\/preskriptionslag1981130_sfs-1981-130\/\"\u003eStatute of Limitations Act (1981:130)\u003c\/a\u003e\u003c\/li\u003e\n\n\u003cli\u003e\u003ca href=\"https:\/\/www.riksdagen.se\/sv\/dokument-och-lagar\/dokument\/svensk-forfattningssamling\/lag-1981739-om-ersattning-for-inkassokostnader_sfs-1981-739\/\"\u003eAct (1981:739) on Compensation for Debt Collection Costs, etc.\u003c\/a\u003e\u003c\/li\u003e\n\n\n\u003c\/ul\u003e\n\n\u003cp\u003e\u003csmall\u003eAI-assisted internal legal source verification and technical QA performed on October 20, 2026. No external lawyer has reviewed the material. The package is general document support, not individual legal advice. Not intended for consumer credit or public composition proceedings.\u003c\/small\u003e\u003c\/p\u003e\n\n\u003c\/section\u003e\u003csection class=\"mb-related-skuld-eftergift\" style=\"margin:18px 0\"\u003e\u003ch3\u003eRelated template: debt remission and final settlement\u003c\/h3\u003e\n\n\u003cp\u003eIf the creditor wishes to waive a portion of the remaining debt, instead of merely changing the payment plan, there is a separate agreement for immediate debt remission or conditional final settlement. \u003ca href=\"\/en\/products\/skuldeftergift-slutreglering-avtal-b2b-2027\"\u003eDebt Remission \u0026amp; Final Settlement B2B – Word\/PDF\/Excel\u003c\/a\u003e.\u003c\/p\u003e\u003c\/section\u003e\u003csection class=\"mb-related-kvittning\" style=\"margin:22px 0\"\u003e\u003ch3\u003eRelated template: offsetting of receivables between companies\u003c\/h3\u003e\n\n\u003cp\u003eIn the case of mutual B2B receivables between the same companies, it may instead be relevant to document a voluntary set-off. A specific template for set-off agreements and set-off declarations is available here. \u003ca href=\"\/en\/products\/kvittningsavtal-kvittningsforklaring-b2b-2027\"\u003eSet-off agreement \u0026amp; set-off declaration B2B 2027 – Word\/PDF\/Excel\u003c\/a\u003e.\u003c\/p\u003e\u003c\/section\u003e","brand":"Svenska Dokumentmallar","offers":[{"title":"Default Title","offer_id":55898634092886,"sku":"AVBET-B2B-2027","price":79.0,"currency_code":"SEK","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0827\/2373\/3846\/files\/avbetalningsavtal-betalningsuppgorelse-2027-huvudbild.webp?v=1792473252","url":"https:\/\/mallbutiken.se\/en\/products\/avbetalningsavtal-betalningsplan-b2b-mall-2027","provider":"Mallbutiken","version":"1.0","type":"link"}