{"product_id":"borgensforbindelse-proprieborgen-hyresavtal-2026-2027","title":"Guarantee \/ Personal Guarantee 2026\/2027 – Lease Agreements \u0026 Commercial Agreements Word\/PDF","description":"\n\u003ch2\u003eSuretyship \/ Guarantee as for Own Debt 2026\/2027 – Rental Agreements \u0026amp; Commercial Contracts\u003c\/h2\u003e\n\u003cp\u003eThis is a complete template package for \u003cstrong\u003esuretyship and guarantees as for own debt (proprieborgen)\u003c\/strong\u003e under Swedish law. The package includes both a general\/commercial guarantee template and a specific version for \u003cstrong\u003eresidential or commercial lease agreements\u003c\/strong\u003e, plus a detailed user guide.\u003c\/p\u003e\n\u003cp\u003eThe template package was \u003cstrong\u003elegally reviewed on October 4, 2026\u003c\/strong\u003e, and developed for use during \u003cstrong\u003e2026\/2027\u003c\/strong\u003e. It specifically takes into account Chapter 10 of the Swedish Commercial Code as well as the special rules regarding security and guarantees for rent in Chapter 12, Sections 28 and 28a of the Swedish Land Code.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eDelivery:\u003c\/strong\u003e 3 documents in both Word (DOCX) and PDF – a total of \u003cstrong\u003e6 files and 10 A4 pages\u003c\/strong\u003e.\u003c\/p\u003e\n\n\u003ch3\u003eIncluded in this package\u003c\/h3\u003e\n\u003cul\u003e\n\n\u003cli\u003e\n\n\u003cstrong\u003eGeneral Suretyship \/ Guarantee as for Own Debt 2026\/2027\u003c\/strong\u003e – 4 pages.\u003c\/li\u003e\n\n\u003cli\u003e\n\n\u003cstrong\u003eSuretyship for Rental Agreements 2026\/2027\u003c\/strong\u003e – 3 pages.\u003c\/li\u003e\n\n\u003cli\u003e\n\n\u003cstrong\u003eDetailed User Guide\u003c\/strong\u003e – 3 pages.\u003c\/li\u003e\n\n\u003cli\u003eAll three documents in both Word and PDF.\u003c\/li\u003e\n\n\n\u003c\/ul\u003e\n\n\u003ch3\u003eProprieborgen – guarantee as for one's own debt\u003c\/h3\u003e\n\u003cp\u003eIn a \u003cem\u003eproprieborgen\u003c\/em\u003e (guarantee as for own debt), the guarantor assumes the principal debtor's debt as if it were their own. Once the secured obligation has fallen due, the creditor may direct claims against either the debtor or the guarantor within the scope of the guarantee.\u003c\/p\u003e\n\u003cp\u003eThe template is therefore clearly marked as \u003cstrong\u003eproprieborgen\u003c\/strong\u003e and should not be confused with a simple guarantee, where the payment liability is triggered in a different manner.\u003c\/p\u003e\n\n\u003ch3\u003eGeneral and commercial suretyship\u003c\/h3\u003e\n\u003cp\u003eThe general version can be adapted for, for example:\u003c\/p\u003e\n\u003cul\u003e\n\n\u003cli\u003ecommercial supply and cooperation agreements,\u003c\/li\u003e\n\n\u003cli\u003ecorporate debts and private debts,\u003c\/li\u003e\n\n\u003cli\u003ecommercial premises leases,\u003c\/li\u003e\n\n\u003cli\u003eother clearly identified payment obligations.\u003c\/li\u003e\n\n\n\u003c\/ul\u003e\n\u003cp\u003eThe document contains structured fields for the principal agreement, principal debtor, creditor, guarantor, amount limit, term, interest, collection costs, future obligations, and multiple guarantors.\u003c\/p\u003e\n\n\u003ch3\u003eAmount-limited or clearly defined guarantee\u003c\/h3\u003e\n\u003cp\u003eThe template allows for the specification of a \u003cstrong\u003emaximum principal amount\u003c\/strong\u003e and the ability to mark separately whether interest, default interest, or legally recoverable collection costs should be included in addition to the amount limit.\u003c\/p\u003e\n\u003cp\u003eIt is also possible to specify which principal agreement is covered and the period for which the commitment applies. This reduces the risk of subsequent disputes regarding the scope of the guarantee.\u003c\/p\u003e\n\n\u003ch3\u003eAmendments to the principal agreement\u003c\/h3\u003e\n\u003cp\u003eA guarantor should not have to bear a completely different or significantly greater risk than the one accepted at the time of signing without explicit consent. The template therefore includes a specific clause stating that significant expansions of the principal debtor's obligations must be handled explicitly.\u003c\/p\u003e\n\u003cp\u003eThere are also fields to indicate whether normal index or rent adjustments, renewal periods, or other future changes should be covered.\u003c\/p\u003e\n\n\u003ch3\u003eMultiple guarantors\u003c\/h3\u003e\n\u003cp\u003eIf two or more people provide a guarantee without a reservation for shared liability, Chapter 10, Section 11 of the Commercial Code states that they are jointly and severally liable. The package therefore includes a clear choice between:\u003c\/p\u003e\n\u003cul\u003e\n\n\u003cli\u003e\n\n\u003cstrong\u003ejoint and several liability\u003c\/strong\u003e, or\u003c\/li\u003e\n\n\u003cli\u003e\n\n\u003cstrong\u003eshared liability\u003c\/strong\u003e according to an explicitly stated distribution.\u003c\/li\u003e\n\n\n\u003c\/ul\u003e\n\n\u003ch3\u003eSpecific template for rental agreements\u003c\/h3\u003e\n\u003cp\u003eThe rental version is divided so that the user must specify whether the security applies to:\u003c\/p\u003e\n\u003cul\u003e\n\n\u003cli\u003e\n\n\u003cstrong\u003eresidential apartment\u003c\/strong\u003e, or\u003c\/li\u003e\n\n\u003cli\u003e\n\n\u003cstrong\u003ecommercial premises\u003c\/strong\u003e.\u003c\/li\u003e\n\n\n\u003c\/ul\u003e\n\u003cp\u003eThis is important because residential and commercial leases do not have identical rules.\u003c\/p\u003e\n\n\u003ch3\u003eResidential rent – mandatory right of termination\u003c\/h3\u003e\n\u003cp\u003eWhen a guarantee has been provided as security for a \u003cstrong\u003eresidential apartment\u003c\/strong\u003e lease, the guarantor has a special statutory right under Chapter 12, Section 28a of the Land Code.\u003c\/p\u003e\n\u003cp\u003eThe guarantor may terminate the commitment so that it ceases at the end of the month occurring closest after \u003cstrong\u003enine months from the notice of termination\u003c\/strong\u003e, but no earlier than at a time occurring \u003cstrong\u003etwo years after the guarantee commitment began to apply\u003c\/strong\u003e. A contractual term that restricts this right is void.\u003c\/p\u003e\n\u003cp\u003eThe rental template therefore includes specific fields for the start date, the two-year limit, and where a notice of termination from the guarantor should be sent.\u003c\/p\u003e\n\n\u003ch3\u003eCommercial rent\u003c\/h3\u003e\n\u003cp\u003eFor commercial leases, the residential rule in Section 28a does not apply. Instead, Chapter 12, Section 28 of the Land Code regulates the situation where collateral or a guarantee as security for a commercial lease agreement deteriorates. The tenant may then, under the conditions of the law, be required to provide new security, and failure to provide new security may have consequences for the lease agreement.\u003c\/p\u003e\n\u003cp\u003eThe template package therefore keeps residential and commercial premises clearly separate.\u003c\/p\u003e\n\n\u003ch3\u003eWhich obligations can be covered?\u003c\/h3\u003e\n\u003cp\u003eThe user can select, for example:\u003c\/p\u003e\n\u003cul\u003e\n\n\u003cli\u003eprincipal claim or unpaid rent,\u003c\/li\u003e\n\n\u003cli\u003eagreed additions and fees,\u003c\/li\u003e\n\n\u003cli\u003eagreed interest,\u003c\/li\u003e\n\n\u003cli\u003edefault interest,\u003c\/li\u003e\n\n\u003cli\u003elegally recoverable collection costs,\u003c\/li\u003e\n\n\u003cli\u003eother specifically stated payment obligations.\u003c\/li\u003e\n\n\n\u003c\/ul\u003e\n\n\u003ch3\u003eTerm and future obligations\u003c\/h3\u003e\n\u003cp\u003eFor a general guarantee, there are fields to specify whether the commitment applies until full payment, until a certain date, or according to another defined time point. For ongoing principal agreements, the parties can also specify whether the guarantor has the right to terminate the commitment for future obligations.\u003c\/p\u003e\n\u003cp\u003eSuch termination does not automatically mean that liability for obligations already incurred disappears. Therefore, the template clearly distinguishes between existing debt and future obligations.\u003c\/p\u003e\n\n\u003ch3\u003eClaims against the guarantor\u003c\/h3\u003e\n\u003cp\u003eThe package recommends that a claim clearly specifies:\u003c\/p\u003e\n\u003cul\u003e\n\n\u003cli\u003ewhich principal obligation has not been fulfilled,\u003c\/li\u003e\n\n\u003cli\u003edue date,\u003c\/li\u003e\n\n\u003cli\u003eprincipal claim,\u003c\/li\u003e\n\n\u003cli\u003einterest and costs,\u003c\/li\u003e\n\n\u003cli\u003ehow the requested amount has been calculated.\u003c\/li\u003e\n\n\n\u003c\/ul\u003e\n\n\u003ch3\u003eRecourse after payment\u003c\/h3\u003e\n\u003cp\u003eIf the guarantor pays the principal debtor's debt, the right of recourse against the principal debtor may be triggered. The template package explains this in the user guide but does not fully regulate complicated recourse, security, or co-guarantor relationships.\u003c\/p\u003e\n\n\u003ch3\u003eDetailed user guide included\u003c\/h3\u003e\n\u003cp\u003eThe guide covers, among other things:\u003c\/p\u003e\n\u003col\u003e\n\n\u003cli\u003ethe difference between \u003cem\u003eproprieborgen\u003c\/em\u003e and simple guarantee,\u003c\/li\u003e\n\n\u003cli\u003ehow the principal obligation is identified,\u003c\/li\u003e\n\n\u003cli\u003eamount limitation and term,\u003c\/li\u003e\n\n\u003cli\u003emultiple guarantors,\u003c\/li\u003e\n\n\u003cli\u003ethe residential rent special rule in Section 28a of the Land Code,\u003c\/li\u003e\n\n\u003cli\u003ecommercial rent and Section 28 of the Land Code,\u003c\/li\u003e\n\n\u003cli\u003eamendments to the principal agreement,\u003c\/li\u003e\n\n\u003cli\u003eclaims against the guarantor,\u003c\/li\u003e\n\n\u003cli\u003erecourse after payment,\u003c\/li\u003e\n\n\u003cli\u003ecommon mistakes and final checklist.\u003c\/li\u003e\n\n\n\u003c\/ol\u003e\n\n\u003ch3\u003eLegally reviewed for 2026\/2027\u003c\/h3\u003e\n\u003cp\u003eThe documents were reviewed on \u003cstrong\u003eOctober 4, 2026\u003c\/strong\u003e, based on, among other things:\u003c\/p\u003e\n\u003cul\u003e\n\n\u003cli\u003e\n\n\u003cstrong\u003eChapter 10, Sections 8–12 of the Swedish Commercial Code\u003c\/strong\u003e.\u003c\/li\u003e\n\n\u003cli\u003e\n\n\u003cstrong\u003eChapter 12, Section 28 of the Swedish Land Code\u003c\/strong\u003e – security for commercial rent.\u003c\/li\u003e\n\n\u003cli\u003e\n\n\u003cstrong\u003eChapter 12, Section 28a of the Swedish Land Code\u003c\/strong\u003e – residential rent guarantee and the guarantor's mandatory right of termination.\u003c\/li\u003e\n\n\u003cli\u003e\n\n\u003cstrong\u003eThe Contracts Act (1915:218)\u003c\/strong\u003e.\u003c\/li\u003e\n\n\u003cli\u003e\n\n\u003cstrong\u003eThe Interest Act (1975:635)\u003c\/strong\u003e, where relevant.\u003c\/li\u003e\n\n\n\u003c\/ul\u003e\n\n\u003ch3\u003eFormat and digital delivery\u003c\/h3\u003e\n\u003cul\u003e\n\n\u003cli\u003e\n\n\u003cstrong\u003eWord (DOCX)\u003c\/strong\u003e – fully editable.\u003c\/li\u003e\n\n\u003cli\u003e\n\n\u003cstrong\u003ePDF\u003c\/strong\u003e – print-ready A4 format.\u003c\/li\u003e\n\n\u003cli\u003e\u003cstrong\u003e3 documents \/ 6 files \/ 10 A4 pages.\u003c\/strong\u003e\u003c\/li\u003e\n\n\u003cli\u003e\n\n\u003cstrong\u003eDigital product\u003c\/strong\u003e – no physical item is sent.\u003c\/li\u003e\n\n\n\u003c\/ul\u003e\n\n\u003ch3\u003eFrequently asked questions\u003c\/h3\u003e\n\u003cp\u003e\u003cstrong\u003eWhat does \u003cem\u003eproprieborgen\u003c\/em\u003e mean?\u003c\/strong\u003e\u003cbr\u003eThe guarantor has assumed the debt as for their own, which means the creditor can direct claims directly against the guarantor once the secured obligation has fallen due.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eCan I set a maximum amount?\u003c\/strong\u003e\u003cbr\u003eYes. The template has specific fields for the maximum principal amount and what may potentially be added beyond that amount.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eCan the template be used for residential rent?\u003c\/strong\u003e\u003cbr\u003eYes. A separate rental version is included and contains the mandatory rule for residential rent under Chapter 12, Section 28a of the Land Code.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eCan the same rental template be used for commercial premises?\u003c\/strong\u003e\u003cbr\u003eYes, but the user explicitly marks whether the object is residential or commercial, as the rules differ.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eIs this the same as a simple guarantee?\u003c\/strong\u003e\u003cbr\u003eNo. The package is intended for \u003cem\u003eproprieborgen\u003c\/em\u003e. The template shop previously has a separate template for a simple guarantee.\u003c\/p\u003e\n\n\u003ch3\u003eImportant\u003c\/h3\u003e\n\u003cp\u003eA guarantee can entail extensive financial responsibility. The templates are general documentation templates and must be adapted to the principal agreement, amount, term, and the actual risk. In cases of large amounts, consumer credit, bankruptcy risk, or complex security arrangements, individual legal advice should be sought.\u003c\/p\u003e\n","brand":"Svenska Dokumentmallar","offers":[{"title":"Default Title","offer_id":55597191201110,"sku":"BORGEN-PROPRIEB-HYRA-2026-2027","price":99.0,"currency_code":"SEK","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0827\/2373\/3846\/files\/borgensforbindelse-proprieborgen-2026-2027-word-pdf.png?v=1791136799","url":"https:\/\/mallbutiken.se\/en\/products\/borgensforbindelse-proprieborgen-hyresavtal-2026-2027","provider":"Mallbutiken","version":"1.0","type":"link"}