{"product_id":"fi-aml-2027-periodisk-rapportering-risk-kontroll-fidac","title":"FI AML 2027 – annual reporting, inherent risk \u0026 Fidac receipt | Word\/PDF\/Excel","description":"\u003csection class=\"mb-product-description\" lang=\"sv\" style=\"line-height:1.68;color:#193B57\"\u003e\n\u003cp\u003e\u003cstrong\u003eHow do you prepare for the FI's new periodic AML reporting in 2027 without losing control of figures, supporting documentation, and receipts?\u003c\/strong\u003e From \u003cstrong\u003e1 January 2027\u003c\/strong\u003e, the Swedish Financial Supervisory Authority's (FI) previous periodic AML questions will be replaced by a revised framework focusing on, among other things, \u003cstrong\u003einherent risks and control environments\u003c\/strong\u003e. The data normally pertains to \u003cstrong\u003e31 December 2026\u003c\/strong\u003e, and reporting takes place \u003cstrong\u003e1 January–31 March 2027\u003c\/strong\u003e via the \u003cstrong\u003eFidac\u003c\/strong\u003e authority portal. This niche Word\/PDF\/Excel package helps an FI-supervised company get its question version, data sources, evidence of control, attestation, and actual portal receipt in order.\u003c\/p\u003e\n\n\u003cp\u003e\u003cstrong\u003eFor whom?\u003c\/strong\u003e Companies that are \u003cem\u003eboth\u003c\/em\u003e subject to the Swedish AML Act and supervised by the FI, such as certain banks, credit market, payment, and other financial institutions. It is not a general requirement for all Swedish small businesses. For certain companies affected by AMLA's direct supervision, special reporting instructions apply, which the FI contacts them about. \u003cstrong\u003eCheck your own eligibility and the FI's latest guidance before use.\u003c\/strong\u003e\u003c\/p\u003e\n\n\u003cp\u003e\u003cstrong\u003eDelivery:\u003c\/strong\u003e five Swedish operational templates, one Swedish guide and a separate English User Guide, each in editable \u003cstrong\u003eWord (DOCX)\u003c\/strong\u003e and searchable, printable \u003cstrong\u003eA4 PDF\u003c\/strong\u003e. In addition, an \u003cstrong\u003eExcel (XLSX) workbook with nine tabs and 730 administrative formulas\u003c\/strong\u003e. Total \u003cstrong\u003e7 DOCX + 7 PDF + 1 XLSX = 15 customer files\u003c\/strong\u003e in a digital ZIP, one-time purchase of SEK 79. The PDF copies are not interactively fillable.\u003c\/p\u003e\n\n\u003cdiv style=\"background:#EDF6FB;border:2px solid #BDD7E5;border-left:6px solid #267AA4;border-radius:10px;padding:17px 20px;margin:19px 0\"\u003e\n\n\u003ch2 style=\"color:#19579;margin:0 0 8px\"\u003e01 · Package Contents\u003c\/h2\u003e\n\n\u003cp style=\"margin:0\"\u003eFive separate Swedish working templates: \u003cstrong\u003eapplicability\/annual plan, data point setup and source matrix, inherent risk control, control environment and evidence, Fidac submission and receipt\u003c\/strong\u003e. Plus Swedish and English user guides. All seven are available as Word and PDF. The nine-tab Excel workbook provides a traceable overview of issues and sources. \u003cstrong\u003e15 delivery files, seven independent documents.\u003c\/strong\u003e\u003c\/p\u003e\n\n\n\u003c\/div\u003e\n\n\u003cdiv style=\"background:#EDF6FB;border:2px solid #BDD7E5;border-left:6px solid #267AA4;border-radius:10px;padding:17px 20px;margin:19px 0\"\u003e\n\n\u003ch2 style=\"color:#19579;margin:0 0 8px\"\u003e02 · What the Files Contain\u003c\/h2\u003e\n\n\u003cp style=\"margin:0\"\u003eFields for FI supervision, reporting entity, official question ID, EBA\/FI source version, report population, database source, inherent risk, actually performed AML control, open deviations, authorized content attestation, and \u003cstrong\u003eactual submitted Fidac receipt ID\u003c\/strong\u003e. Excel only shows \u003cstrong\u003ecompletion requirements and manual review\u003c\/strong\u003e; it does not send any authority data or ever automatically approve a reporting result.\u003c\/p\u003e\n\n\n\u003c\/div\u003e\n\n\u003ch2\u003eExactly What Do You Get? File List\u003c\/h2\u003e\n\n\u003cdiv style=\"overflow-x:auto\"\u003e\u003ctable style=\"border-collapse:collapse;width:100%;min-width:690px\"\u003e\n\n\u003cthead\u003e\u003ctr style=\"background:#DCECF6\"\u003e\n\n\u003cth style=\"padding:8px;text-align:left\"\u003eWorking Template\u003c\/th\u003e\n\n\u003cth style=\"padding:8px;text-align:left\"\u003eSpecific Tasks\u003c\/th\u003e\n\n\u003cth style=\"padding:8px;text-align:left\"\u003eLanguage\/Format\u003c\/th\u003e\n\n\n\u003c\/tr\u003e\u003c\/thead\u003e\n\n\u003ctbody\u003e\n\n\u003ctr\u003e\n\n\u003ctd\u003e01 Applicability \u0026amp; Annual Plan\u003c\/td\u003e\n\n\u003ctd\u003eTesting of FI supervision, AML Act, reporting entity, 31 December 2026, allocation of responsibility, and the special AMLA track.\u003c\/td\u003e\n\n\u003ctd\u003eSV · DOCX\/PDF\u003c\/td\u003e\n\n\n\u003c\/tr\u003e\n\n\u003ctr\u003e\n\n\u003ctd\u003e02 Data Points \u0026amp; Source Matrix\u003c\/td\u003e\n\n\u003ctd\u003ePlace for actual official FI\/EBA question IDs, definition version, responsible data owner, source, and internal reconciliation.\u003c\/td\u003e\n\n\u003ctd\u003eSV · DOCX\/PDF\u003c\/td\u003e\n\n\n\u003c\/tr\u003e\n\n\u003ctr\u003e\n\n\u003ctd\u003e03 Inherent Risk – Control\u003c\/td\u003e\n\n\u003ctd\u003ePopulation, risk indicator, reference period, calculation method, data gaps, and control of the data point's traceability.\u003c\/td\u003e\n\n\u003ctd\u003eSV · DOCX\/PDF\u003c\/td\u003e\n\n\n\u003c\/tr\u003e\n\n\u003ctr\u003e\n\n\u003ctd\u003e04 Control Environment \u0026amp; Chain of Evidence\u003c\/td\u003e\n\n\u003ctd\u003eDifference between assumed policy and actually performed control, role responsibility, evidence reference, and deviation.\u003c\/td\u003e\n\n\u003ctd\u003eSV · DOCX\/PDF\u003c\/td\u003e\n\n\n\u003c\/tr\u003e\n\n\u003ctr\u003e\n\n\u003ctd\u003e05 Fidac Submission \u0026amp; Receipt\u003c\/td\u003e\n\n\u003ctd\u003eAttestation, portal authorization, actual submission, validation errors, corrections, and verified authority receipt.\u003c\/td\u003e\n\n\u003ctd\u003eSV · DOCX\/PDF\u003c\/td\u003e\n\n\n\u003c\/tr\u003e\n\n\u003ctr\u003e\n\n\u003ctd\u003e06 Swedish User Guide\u003c\/td\u003e\n\n\u003ctd\u003eInstructions for preparation and quality assurance in seven steps, including sources and special limitations.\u003c\/td\u003e\n\n\u003ctd\u003eSV · DOCX\/PDF\u003c\/td\u003e\n\n\n\u003c\/tr\u003e\n\n\u003ctr\u003e\n\n\u003ctd\u003e07 English User Guide\u003c\/td\u003e\n\n\u003ctd\u003eInstructions for the Swedish compliance forms. The five working documents are not translated into English.\u003c\/td\u003e\n\n\u003ctd\u003eEN · DOCX\/PDF\u003c\/td\u003e\n\n\n\u003c\/tr\u003e\n\n\u003ctr\u003e\n\n\u003ctd\u003e08 AML 2027 Register\u003c\/td\u003e\n\n\u003ctd\u003eExcel for reporting entities, questions, risks, controls, evidence, Fidac, and sources.\u003c\/td\u003e\n\n\u003ctd\u003eSV · XLSX\u003c\/td\u003e\n\n\n\u003c\/tr\u003e\n\n\n\u003c\/tbody\u003e\n\n\n\u003c\/table\u003e\u003c\/div\u003e\n\n\u003ch2\u003eExcel – Nine Worksheets, 730 Formulas, and 21 Tests\u003c\/h2\u003e\n\n\u003cp\u003eThe tabs are named \u003cstrong\u003eRead Me, Overview, Scope, Questions, Risks, Controls, Evidence, Fidac, and Sources\u003c\/strong\u003e. The overview counts actual entities, entered question IDs, incomplete sources, control gaps, and items missing an actual portal receipt. No pre-filled customer, account, or transaction data is included.\u003c\/p\u003e\n\n\u003cp\u003eAutomatic internal statuses include \u003cstrong\u003e“REVIEW REPORTING OBLIGATION”, “AMLA TRACK – FI INSTRUCTION”, “COMPLETE QUESTION”, “CHECK METHOD”, “REMEDY GAP”, “SUBMISSION NOT VERIFIED”\u003c\/strong\u003e and \u003cstrong\u003e“CHECK PORTAL RECEIPT”\u003c\/strong\u003e. The latter does \u003cem\u003enot\u003c\/em\u003e mean that the FI has accepted the report – a designated person must review the actual receipt and any follow-up. 21 out of 21 scenario tests are passed, and the customer file is free of QA items.\u003c\/p\u003e\n\n\u003ch2\u003eHow to Complete the Annual Reporting\u003c\/h2\u003e\n\n\u003col\u003e\n\n\u003cli\u003e\n\n\u003cstrong\u003eDetermine the reporting obligation.\u003c\/strong\u003e Verify the relevant license\/registration, FI supervision, and applicable part of the AML Act. A group or branch may require special delimitation.\u003c\/li\u003e\n\n\u003cli\u003e\n\n\u003cstrong\u003eObtain the correct question framework.\u003c\/strong\u003e Use the FI's current guidance and Fidac, and if necessary, EBA's technical package 4.4 phase 1 or a later version. Copy actual question codes and definitions – do not enter fabricated taxonomy codes.\u003c\/li\u003e\n\n\u003cli\u003e\n\n\u003cstrong\u003eLink the data owner and measurement method.\u003c\/strong\u003e Document the source, system version, population, reference date 31 December 2026, and the meaning of the data points.\u003c\/li\u003e\n\n\u003cli\u003e\n\n\u003cstrong\u003eSeparate risk and controls.\u003c\/strong\u003e Inherent risk should not be confused with the actual effectiveness of the control environment or a finally determined regulatory risk class.\u003c\/li\u003e\n\n\u003cli\u003e\n\n\u003cstrong\u003eReview and attest.\u003c\/strong\u003e An independent internal control should confirm reconciliation, method, gaps, and authorized approval before information is submitted.\u003c\/li\u003e\n\n\u003cli\u003e\n\n\u003cstrong\u003eReport in the actual Fidac.\u003c\/strong\u003e The document package logs the workflow but does not upload files to the FI or generate EBA-XBRL or a completed authority form.\u003c\/li\u003e\n\n\u003cli\u003e\n\n\u003cstrong\u003eCheck the actual receipt.\u003c\/strong\u003e Document the portal's receipt ID, date, and any reported validation errors. “Sent” in an internal register is not the same as an accepted authority report.\u003c\/li\u003e\n\n\n\u003c\/ol\u003e\n\n\u003ch2\u003eLegal and Technical Situation Ahead of 2027\u003c\/h2\u003e\n\n\u003cp\u003e\u003cstrong\u003eThe FI on 26 June 2026:\u003c\/strong\u003e The FI announced that the annual periodic AML reporting is being revised with new questions on inherent risk and control environment. The updated questions replace the previous ones. \u003ca href=\"https:\/\/www.fi.se\/sv\/publicerat\/nyheter\/2026\/omfattande-andringar-i-periodisk-rapportering-penningtvatt\/\"\u003eRead the FI's announcement.\u003c\/a\u003e\u003c\/p\u003e\n\n\u003cp\u003e\u003cstrong\u003eThe FI on 13 October 2026:\u003c\/strong\u003e EBA's technical reporting package 4.4 phase 1 provides more information on which questions and data points are expected for reporting in the first quarter of 2027. Reporting normally takes place via \u003cstrong\u003eFidac\u003c\/strong\u003e, while special AMLA-affected institutions must follow the FI's special instructions. \u003ca href=\"https:\/\/www.fi.se\/sv\/publicerat\/nyheter\/2026\/nya-fragor-for-periodisk-rapportering-om-penningtvatt\/\"\u003eSee the FI's update.\u003c\/a\u003e\u003c\/p\u003e\n\n\u003cp\u003e\u003cstrong\u003eEBA on 12 October 2026:\u003c\/strong\u003e The phase 1 package includes AMLA's eligibility templates and revised support for risk assessment data collection in 2027. Any later technical updates, hotfixes, and the FI's current reporting rules must be checked. \u003ca href=\"https:\/\/eba.europa.eu\/publications-and-media\/press-releases\/eba-releases-final-technical-package-release-44-its-reporting-and-pillar-3-disclosure-framework\"\u003eRead the EBA publication.\u003c\/a\u003e\u003c\/p\u003e\n\n\u003cp\u003e\u003cstrong\u003eImportant limitation:\u003c\/strong\u003e The FI explicitly states that AMLA's development form should \u003cem\u003enot\u003c\/em\u003e be used as a reporting form to the FI. Therefore, the package contains \u003cstrong\u003eno fabricated authority fields or claimed complete FI taxonomy\u003c\/strong\u003e. It is a structure for entering official data points once the company has verified the correct version.\u003c\/p\u003e\n\n\u003ch2\u003eDifference from Mallbutiken's Existing AML\/KYC Package\u003c\/h2\u003e\n\n\u003cp\u003eThe broad \u003ca href=\"\/en\/products\/aml-kyc-penningtvatt-compliance-2026-2027-svenska-english-riskbedomning-kyc-pep-goaml-word-pdf-excel\"\u003eAML\/KYC \u0026amp; AML Compliance 2026\/2027\u003c\/a\u003e covers general risk assessment, customer due diligence, PEP, and ongoing AML work. \u003cstrong\u003eThis product is instead a specialist module for the 2027 FI reporting:\u003c\/strong\u003e source version, official questions, risk and control environment data, internal attestation, and actual Fidac receipt. They therefore do not compete for the same work steps.\u003c\/p\u003e\n\n\u003ch2\u003eFrequently Asked Questions\u003c\/h2\u003e\n\n\u003ch3\u003eMust all Swedish companies do the FI's AML reporting?\u003c\/h3\u003e\n\n\u003cp\u003eNo. This package is intended for companies that are both subject to the AML Act and supervised by the FI. Check the business's license and the FI's instructions before assuming a reporting obligation.\u003c\/p\u003e\n\n\u003ch3\u003eWhat is the reference date, and when is the report submitted?\u003c\/h3\u003e\n\n\u003cp\u003eThe revised reporting takes effect on 1 January 2027. The FI states that the data must pertain to \u003cstrong\u003e31 December 2026\u003c\/strong\u003e and that regular reporting takes place \u003cstrong\u003e1 January–31 March 2027\u003c\/strong\u003e. Check any special instructions for your institution.\u003c\/p\u003e\n\n\u003ch3\u003eAre the question IDs already filled in Excel?\u003c\/h3\u003e\n\n\u003cp\u003eNo – intentionally not. They must be copied from the FI's or EBA's actual, applicable question framework and version-controlled. Fabricated IDs would be misleading.\u003c\/p\u003e\n\n\u003ch3\u003eCan the workbook submit the report to the FI?\u003c\/h3\u003e\n\n\u003cp\u003eNo. The submission is made in the authority portal Fidac according to current instructions. Excel provides administrative follow-up but no technical portal connection, authority receipt, or official taxonomy export.\u003c\/p\u003e\n\n\u003ch3\u003eCan we treat a control policy as a performed control?\u003c\/h3\u003e\n\n\u003cp\u003eNo. The templates separate documented policy, actually performed control, gaps, measurement method, and evidence of decision.\u003c\/p\u003e\n\n\u003ch3\u003eDo special rules apply to AMLA-affected companies?\u003c\/h3\u003e\n\n\u003cp\u003eYes. The FI states that companies subject to special AMLA tracks are contacted separately and may report according to the relevant EBA taxonomy. Do not automatically decide on the reporting path based solely on Excel.\u003c\/p\u003e\n\n\u003ch3\u003eDoes the package contain actual customer data or transactions?\u003c\/h3\u003e\n\n\u003cp\u003eNo. The customer files are reset. Store actual sensitive data in the company's protected system and use only references in this workbook.\u003c\/p\u003e\n\n\u003ch3\u003eAre the Word\/PDF documents legally approved forms?\u003c\/h3\u003e\n\n\u003cp\u003eNo. They are AI-assisted, source-checked working templates, not FI forms, and have not been independently reviewed by legal counsel.\u003c\/p\u003e\n\n\u003ch2\u003eSources, Transparency, and Technical Control\u003c\/h2\u003e\n\n\u003cp\u003e\u003ca href=\"https:\/\/www.fi.se\/sv\/publicerat\/nyheter\/2026\/nya-fragor-for-periodisk-rapportering-om-penningtvatt\/\"\u003eFI, new questions, 13 October 2026\u003c\/a\u003e; \u003ca href=\"https:\/\/www.fi.se\/sv\/publicerat\/nyheter\/2026\/omfattande-andringar-i-periodisk-rapportering-penningtvatt\/\"\u003eFI, comprehensive changes, 26 June 2026\u003c\/a\u003e; \u003ca href=\"https:\/\/www.fi.se\/sv\/marknad\/penningtvatt\/rapportera-till-fi\/\"\u003eFI, periodic reporting\u003c\/a\u003e; \u003ca href=\"https:\/\/eba.europa.eu\/publications-and-media\/press-releases\/eba-releases-final-technical-package-release-44-its-reporting-and-pillar-3-disclosure-framework\"\u003eEBA, technical package 4.4\u003c\/a\u003e; \u003ca href=\"https:\/\/www.riksdagen.se\/sv\/dokument-och-lagar\/dokument\/svensk-forfattningssamling\/lag-2017630-om-atgarder-mot-penningtvatt-och_sfs-2017-630\/\"\u003eAct 2017:630\u003c\/a\u003e.\u003c\/p\u003e\n\n\u003cp\u003e\u003cstrong\u003eVersion 1.0, AI-assisted legal source check and document QA 9 November 2026.\u003c\/strong\u003e All 14 PDF pages have been checked for searchability and page boundaries, Excel has 730 formulas and 21 out of 21 passed scenario tests, the ZIP has 15 files. No external lawyer or the FI has reviewed the package. Production does not include any publication or automatic Digital Products file linking.\u003c\/p\u003e\n\n\u003c\/section\u003e","brand":"Svenska Dokumentmallar","offers":[{"title":"Default Title","offer_id":56559105409366,"sku":"MB-FI-AML-2027-FIDAC-V1","price":79.0,"currency_code":"SEK","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0827\/2373\/3846\/files\/mallbutiken-01_FI_AML_2027_Huvudbild_1600.png?v=1794224324","url":"https:\/\/mallbutiken.se\/en\/products\/fi-aml-2027-periodisk-rapportering-risk-kontroll-fidac","provider":"Mallbutiken","version":"1.0","type":"link"}