{"product_id":"fordringsoverlatelse-denuntiation-avtal-mall-2027","title":"Assignment of Claim \u0026 Notification 2026\/2027 – Agreement, Debtor Letter \u0026 Excel | Word\/PDF","description":"\u003csection class=\"mb-product-description\"\u003e\n\u003ch2\u003eAssignment of claims and notice (denuntiation) – template package for B2B\u003c\/h2\u003e\n\n\u003cp\u003eDoes a company need to \u003cstrong\u003eassign or purchase an identified customer claim\u003c\/strong\u003e? This document package helps Swedish companies draft agreements for the assignment of claims, send a properly defined notice to the debtor (denuntiation), maintain an evidentiary journal, and document objections, payments, and other risks. Intended for \u003cstrong\u003esimple Swedish monetary claims between companies\u003c\/strong\u003e; not for complete factoring or promissory notes (löpande skuldebrev).\u003c\/p\u003e\n\n\u003cdiv style=\"margin:18px 0;padding:18px 20px;background:#edf6f7;border:2px solid #247e8b;border-radius:12px\"\u003e\n\n\u003ch3 style=\"margin:0 0 9px\"\u003e01. Package contents\u003c\/h3\u003e\n\n\u003cp style=\"margin:0\"\u003e\u003cstrong\u003e7 editable Word files (DOCX), 7 corresponding searchable PDF files, and 1 Excel workbook (XLSX).\u003c\/strong\u003e A total of 15 files via digital ZIP. Five Swedish work documents, one Swedish user guide, and one English User Guide. 2027 edition, Swedish law.\u003c\/p\u003e\n\n\n\u003c\/div\u003e\n\n\u003cdiv style=\"margin:18px 0;padding:18px 20px;background:#f3f7fa;border:2px solid #b7ccda;border-radius:12px\"\u003e\n\n\u003ch3 style=\"margin:0 0 9px\"\u003e02. What the files contain\u003c\/h3\u003e\n\n\u003cp style=\"margin:0\"\u003eAssignment agreement with purchase price and individual warranties, detailed schedule of claims, debtor letter, journal for denuntiation and proof of receipt, as well as risk assessment. The Excel file contains a dashboard and nine tabs for claims, assignments, debtors, notices, objections, payments, documentation, and guidance.\u003c\/p\u003e\n\n\n\u003c\/div\u003e\n\n\u003ch2\u003eComplete file list\u003c\/h2\u003e\n\n\u003cdiv style=\"overflow-x:auto\"\u003e\u003ctable style=\"border-collapse:collapse;width:100%;font-size:.94em\"\u003e\n\n\u003cthead\u003e\u003ctr style=\"background:#eaf2f5\"\u003e\n\n\u003cth style=\"padding:9px\"\u003eNo.\u003c\/th\u003e\n\n\u003cth\u003eDocument\u003c\/th\u003e\n\n\u003cth\u003eScope of use\u003c\/th\u003e\n\n\u003cth\u003eFormat\u003c\/th\u003e\n\n\n\u003c\/tr\u003e\u003c\/thead\u003e\n\n\u003ctbody\u003e\n\n\u003ctr\u003e\n\n\u003ctd style=\"padding:9px;border:1px solid #dce5e9\"\u003e01\u003c\/td\u003e\n\n\u003ctd style=\"padding:9px;border:1px solid #dce5e9\"\u003e\u003cstrong\u003eAssignment of Claims Agreement (B2B)\u003c\/strong\u003e\u003c\/td\u003e\n\n\u003ctd style=\"padding:9px;border:1px solid #dce5e9\"\u003eAssignor, assignee, claim, price, transfer, risk, and warranties.\u003c\/td\u003e\n\n\u003ctd style=\"padding:9px;border:1px solid #dce5e9\"\u003eDOCX + PDF\u003c\/td\u003e\n\n\n\u003c\/tr\u003e\n\n\u003ctr\u003e\n\n\u003ctd style=\"padding:9px;border:1px solid #dce5e9\"\u003e02\u003c\/td\u003e\n\n\u003ctd style=\"padding:9px;border:1px solid #dce5e9\"\u003e\u003cstrong\u003eSchedule of Claims and supporting data\u003c\/strong\u003e\u003c\/td\u003e\n\n\u003ctd style=\"padding:9px;border:1px solid #dce5e9\"\u003eIdentified claims, original agreements, balance, objections, and collateral.\u003c\/td\u003e\n\n\u003ctd style=\"padding:9px;border:1px solid #dce5e9\"\u003eDOCX + PDF\u003c\/td\u003e\n\n\n\u003c\/tr\u003e\n\n\u003ctr\u003e\n\n\u003ctd style=\"padding:9px;border:1px solid #dce5e9\"\u003e03\u003c\/td\u003e\n\n\u003ctd style=\"padding:9px;border:1px solid #dce5e9\"\u003e\u003cstrong\u003eNotice (denuntiation) to debtor\u003c\/strong\u003e\u003c\/td\u003e\n\n\u003ctd style=\"padding:9px;border:1px solid #dce5e9\"\u003eNotification of new creditor and verification of payment details.\u003c\/td\u003e\n\n\u003ctd style=\"padding:9px;border:1px solid #dce5e9\"\u003eDOCX + PDF\u003c\/td\u003e\n\n\n\u003c\/tr\u003e\n\n\u003ctr\u003e\n\n\u003ctd style=\"padding:9px;border:1px solid #dce5e9\"\u003e04\u003c\/td\u003e\n\n\u003ctd style=\"padding:9px;border:1px solid #dce5e9\"\u003e\u003cstrong\u003eDispatch and receipt journal\u003c\/strong\u003e\u003c\/td\u003e\n\n\u003ctd style=\"padding:9px;border:1px solid #dce5e9\"\u003eDispatch, actual proof of receipt, responses, and discrepancies.\u003c\/td\u003e\n\n\u003ctd style=\"padding:9px;border:1px solid #dce5e9\"\u003eDOCX + PDF\u003c\/td\u003e\n\n\n\u003c\/tr\u003e\n\n\u003ctr\u003e\n\n\u003ctd style=\"padding:9px;border:1px solid #dce5e9\"\u003e05\u003c\/td\u003e\n\n\u003ctd style=\"padding:9px;border:1px solid #dce5e9\"\u003e\u003cstrong\u003eRisk, warranty, and objection control\u003c\/strong\u003e\u003c\/td\u003e\n\n\u003ctd style=\"padding:9px;border:1px solid #dce5e9\"\u003eAssignability, credit risk, set-off, previous assignments, and GDPR.\u003c\/td\u003e\n\n\u003ctd style=\"padding:9px;border:1px solid #dce5e9\"\u003eDOCX + PDF\u003c\/td\u003e\n\n\n\u003c\/tr\u003e\n\n\u003ctr\u003e\n\n\u003ctd style=\"padding:9px;border:1px solid #dce5e9\"\u003e06\u003c\/td\u003e\n\n\u003ctd style=\"padding:9px;border:1px solid #dce5e9\"\u003e\u003cstrong\u003eSwedish user guide\u003c\/strong\u003e\u003c\/td\u003e\n\n\u003ctd style=\"padding:9px;border:1px solid #dce5e9\"\u003eWorkflow, four test cases, sources of law, and important limitations.\u003c\/td\u003e\n\n\u003ctd style=\"padding:9px;border:1px solid #dce5e9\"\u003eDOCX + PDF\u003c\/td\u003e\n\n\n\u003c\/tr\u003e\n\n\u003ctr\u003e\n\n\u003ctd style=\"padding:9px;border:1px solid #dce5e9\"\u003e07\u003c\/td\u003e\n\n\u003ctd style=\"padding:9px;border:1px solid #dce5e9\"\u003e\u003cstrong\u003eEnglish User Guide\u003c\/strong\u003e\u003c\/td\u003e\n\n\u003ctd style=\"padding:9px;border:1px solid #dce5e9\"\u003eEnglish guidance for the Swedish work documents.\u003c\/td\u003e\n\n\u003ctd style=\"padding:9px;border:1px solid #dce5e9\"\u003eDOCX + PDF\u003c\/td\u003e\n\n\n\u003c\/tr\u003e\n\n\u003ctr\u003e\n\n\u003ctd style=\"padding:9px;border:1px solid #dce5e9\"\u003e08\u003c\/td\u003e\n\n\u003ctd style=\"padding:9px;border:1px solid #dce5e9\"\u003e\u003cstrong\u003eExcel – Claims Register 2027\u003c\/strong\u003e\u003c\/td\u003e\n\n\u003ctd style=\"padding:9px;border:1px solid #dce5e9\"\u003eNine tabs and dashboard for administrative follow-up. Arithmetic calculations only; no automated legal review.\u003c\/td\u003e\n\n\u003ctd style=\"padding:9px;border:1px solid #dce5e9\"\u003eXLSX\u003c\/td\u003e\n\n\n\u003c\/tr\u003e\n\n\n\u003c\/tbody\u003e\n\n\n\u003c\/table\u003e\u003c\/div\u003e\n\n\u003ch2\u003eWhat does an assignment of claims entail?\u003c\/h2\u003e\n\n\u003cp\u003eIn an \u003cstrong\u003eassignment of claims\u003c\/strong\u003e, the previous creditor transfers their claim to an assignee. When assigning a simple promissory note (enkelt skuldebrev), Section 27 of the \u003cstrong\u003ePromissory Notes Act (1936:81)\u003c\/strong\u003e stipulates, among other things, that the assignee does not acquire better rights against the debtor than the assignor had. The rules in Sections 26–31 regarding simple promissory notes are also relevant for other simple claims under applicable law and practice, but each situation must be assessed individually.\u003c\/p\u003e\n\n\u003cp\u003e\u003cstrong\u003eSection 28\u003c\/strong\u003e contains specific rules regarding the debtor's right of set-off. According to \u003cstrong\u003eSection 29\u003c\/strong\u003e, payment to the original creditor may in certain cases be discharging when the debtor lacked relevant knowledge. An assignment agreement therefore does not automatically remove objections or create a new, larger debt.\u003c\/p\u003e\n\n\u003ch2\u003eWhy is denuntiation (notice) necessary?\u003c\/h2\u003e\n\n\u003cp\u003eFor simple promissory notes, \u003cstrong\u003eSection 31 of the Promissory Notes Act\u003c\/strong\u003e generally states that the debtor must be notified of the assignment for it to be valid against the assignor’s creditors. The provision contains both explicit exceptions and special rules regarding multiple assignments. There are also practical risks concerning payment to the former creditor and incorrect payment instructions.\u003c\/p\u003e\n\n\u003cp\u003eThe included \u003cstrong\u003edenuntiation template\u003c\/strong\u003e is a clear notice stating which claim has been assigned, who the new creditor is, and where payment should be made. The template is not a new promissory note and does not automatically require new consent from the debtor. \u003cstrong\u003eSending a message does not prove that it has reached the debtor.\u003c\/strong\u003e Therefore, a separate journal for actual receipt and verification is included.\u003c\/p\u003e\n\n\u003cp class=\"mb-contextual-link\" \u003eFor a clearer distinction between a simple and a negotiable promissory note, read our \u003ca href=\"\/en\/blogs\/skuldebrev-juridisk-information-1\/vilka-olika-skuldebrev-finns-det\"\u003eguide to promissory notes and transfers of claims\u003c\/a\u003e. A notice to the debtor under Section 31 of the Swedish Promissory Notes Act normally concerns simple promissory notes, with statutory exceptions. This package is for straightforward B2B claims, not negotiable notes or full factoring arrangements.\u003c\/p\u003e\n\u003ch2\u003eValidity of the claim, warranties, and objections\u003c\/h2\u003e\n\n\u003cp\u003eWhen assigning a promissory note for consideration, \u003cstrong\u003eSection 9 of the Promissory Notes Act\u003c\/strong\u003e applies, among other things, regarding the assignor’s responsibility for the validity of the claim under specified conditions. However, the assignor does not automatically guarantee the debtor’s solvency. The package helps the parties to expressly regulate or highlight risks and specially negotiated warranties – without claiming that every claim is assignable or collectible.\u003c\/p\u003e\n\n\u003ch2\u003eExcel register for assignment of claims\u003c\/h2\u003e\n\n\u003cp\u003eThe register includes nine tabs with an administrative dashboard. An arithmetic balance is only calculated when the user enters both the original amount and previous payments or credits. \u003cstrong\u003eA positive balance is not a legal guarantee\u003c\/strong\u003e of existence, assignability, protection under property law, statute of limitations, or collectibility. These checks must be performed separately.\u003c\/p\u003e\n\n\u003ch2\u003eHow to use the package\u003c\/h2\u003e\n\n\u003col\u003e\n\n\u003cli\u003eIdentify each claim exactly with original contract, invoice, balance, payment history, and supporting documentation.\u003c\/li\u003e\n\n\u003cli\u003eCheck for objections, set-off, statute of limitations, previous assignments, and prohibitions against assignment.\u003c\/li\u003e\n\n\u003cli\u003eSign the assignment agreement with the correct parties, authority, purchase price, terms, and risk allocation.\u003c\/li\u003e\n\n\u003cli\u003eSend individual notice to the debtor with verified payment instructions.\u003c\/li\u003e\n\n\u003cli\u003eDocument dispatch, actual receipt, contradictory information, and the debtor’s response.\u003c\/li\u003e\n\n\u003cli\u003eAssess individually whether the intended protection against third parties has been established and if exceptions apply.\u003c\/li\u003e\n\n\u003cli\u003eRecord only factually documented events in Excel; handle personal data in accordance with GDPR.\u003c\/li\u003e\n\n\n\u003c\/ol\u003e\n\n\u003ch2\u003eImportant limitations\u003c\/h2\u003e\n\n\u003cp\u003eThe package is not intended as a complete agreement for negotiable promissory notes (löpande skuldebrev), securities, consumer credit, bulk factoring, factoring with recourse, pledging, international claims, or a complete takeover of both rights and obligations under a contract. For such situations, specific formal requirements, protective regulations, permits, and individual contractual terms may be necessary. Personal data concerning debtors may only be processed if there is a legal basis under GDPR; see the \u003ca href=\"https:\/\/www.imy.se\/verksamhet\/dataskydd\/det-har-galler-enligt-gdpr\/rattslig-grund\/\"\u003eSwedish Authority for Privacy Protection (IMY) guidelines\u003c\/a\u003e.\u003c\/p\u003e\n\n\u003ch2\u003eFrequently asked questions\u003c\/h2\u003e\n\n\u003ch3\u003eDoes the debtor have to consent to an assignment of claims?\u003c\/h3\u003e\n\n\u003cp\u003eNot generally for a simple monetary claim. However, check whether law, the original agreement, the nature of the claim, or other specific circumstances restrict the assignment. A complete substitution of parties (partsbyte) is a different type of transaction.\u003c\/p\u003e\n\n\u003ch3\u003eWhat is denuntiation?\u003c\/h3\u003e\n\n\u003cp\u003eIt is a notice to the debtor that the claim has been assigned. According to Section 31 of the Promissory Notes Act, the notice is generally significant for protection against the assignor’s creditors in the case of simple promissory notes; special rules and exceptions may apply.\u003c\/p\u003e\n\n\u003ch3\u003eCan the debtor object to an assigned invoice?\u003c\/h3\u003e\n\n\u003cp\u003eYes. The assignee generally cannot evade the debtor’s existing objections simply by changing creditors. See, among others, Sections 27–28 of the Promissory Notes Act.\u003c\/p\u003e\n\n\u003ch3\u003eIs it enough to send an email?\u003c\/h3\u003e\n\n\u003cp\u003eIt is important to distinguish dispatch from actual receipt and legal effect. Document address, channel, response, and available proofs of receipt.\u003c\/p\u003e\n\n\u003ch3\u003eIs this a complete factoring agreement?\u003c\/h3\u003e\n\n\u003cp\u003eNo. The package is designed for individual simple assignment of claims. Ongoing factoring and extensive credit\/buyback terms require specific contractual drafting.\u003c\/p\u003e\n\n\u003ch3\u003eAre English agreements included?\u003c\/h3\u003e\n\n\u003cp\u003eThe five work documents are in Swedish. An English user guide is included for reference.\u003c\/p\u003e\n\n\u003ch2\u003eRelated templates\u003c\/h2\u003e\n\n\u003cul\u003e\n\n\u003cli\u003e\u003ca href=\"\/en\/products\/enkelt-skuldebrev-mall-juridiskt-bindande\"\u003eSimple promissory note – Word\/PDF\u003c\/a\u003e\u003c\/li\u003e\n\n\u003cli\u003e\u003ca href=\"\/en\/products\/partsbytesavtal-avtalsoverlatelse-trepart-2027\"\u003eSubstitution of parties and full contract assignment\u003c\/a\u003e\u003c\/li\u003e\n\n\u003cli\u003e\u003ca href=\"\/en\/products\/preskriptionsavbrott-fordringsbevakning-mall-2027\"\u003eInterruption of prescription and claim monitoring\u003c\/a\u003e\u003c\/li\u003e\n\n\u003cli\u003e\u003ca href=\"\/en\/products\/kundreskontra-inbetalningsbevakning-2026-2027-kundfordringar-delbetalningar-forfallolista-excel-word-pdf\"\u003eAccounts receivable and payment monitoring\u003c\/a\u003e\u003c\/li\u003e\n\n\n\u003c\/ul\u003e\n\n\u003ch2\u003eOfficial sources of law\u003c\/h2\u003e\n\n\u003cul\u003e\n\n\u003cli\u003e\u003ca href=\"https:\/\/data.riksdagen.se\/dokument\/sfs-1936-81.html\"\u003ePromissory Notes Act (1936:81), especially Sections 9 and 26–31\u003c\/a\u003e\u003c\/li\u003e\n\n\u003cli\u003e\u003ca href=\"https:\/\/www.imy.se\/verksamhet\/dataskydd\/det-har-galler-enligt-gdpr\/rattslig-grund\/\"\u003eSwedish Authority for Privacy Protection – legal basis\u003c\/a\u003e\u003c\/li\u003e\n\n\u003cli\u003e\u003ca href=\"https:\/\/eur-lex.europa.eu\/eli\/reg\/2016\/679\/oj\"\u003eGeneral Data Protection Regulation (EU) 2016\/679\u003c\/a\u003e\u003c\/li\u003e\n\n\n\u003c\/ul\u003e\n\n\u003cp\u003e\u003csmall\u003eAI-assisted internal legal source and document review performed on October 20, 2026. No claim of review by an external lawyer. The templates are general document support, not individual legal advice.\u003c\/small\u003e\u003c\/p\u003e\n\n\u003c\/section\u003e\u003csection class=\"mb-related-avbetalning\" style=\"margin:20px 0\"\u003e\u003ch3\u003eRelated template: installment agreement for companies\u003c\/h3\u003e\n\n\u003cp\u003eIf the buyer and seller of the claim wish to document a voluntary repayment plan after the assignment, there is a separate installment agreement for B2B claims. \u003ca href=\"\/en\/products\/avbetalningsavtal-betalningsplan-b2b-mall-2027\"\u003eInstallment agreement \u0026amp; payment plan B2B 2027 – Word, PDF \u0026amp; Excel\u003c\/a\u003e.\u003c\/p\u003e\u003c\/section\u003e\u003csection class=\"mb-related-skuld-eftergift\" style=\"margin:18px 0\"\u003e\u003ch3\u003eRelated template: debt forgiveness and final settlement\u003c\/h3\u003e\n\n\u003cp\u003eFollowing an assignment of claims, the new creditor may need to document an agreed forgiveness or final settlement of that specific acquired claim. A separate template is available for this. \u003ca href=\"\/en\/products\/skuldeftergift-slutreglering-avtal-b2b-2027\"\u003eDebt forgiveness \u0026amp; final settlement B2B – Word\/PDF\/Excel\u003c\/a\u003e.\u003c\/p\u003e\u003c\/section\u003e\u003csection class=\"mb-related-kvittning\" style=\"margin:22px 0\"\u003e\u003ch3\u003eRelated template: set-off of claims between companies\u003c\/h3\u003e\n\n\u003cp\u003eIf two companies have opposing claims after an assignment, the issue of the right to set-off may arise. Set-off always requires a specific assessment; a separate template is available here. \u003ca href=\"\/en\/products\/kvittningsavtal-kvittningsforklaring-b2b-2027\"\u003eSet-off agreement \u0026amp; set-off declaration B2B 2027 – Word\/PDF\/Excel\u003c\/a\u003e.\u003c\/p\u003e\u003c\/section\u003e","brand":"Svenska Dokumentmallar","offers":[{"title":"Default Title","offer_id":55898464190806,"sku":"FORDR-OVER-2027","price":79.0,"currency_code":"SEK","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0827\/2373\/3846\/files\/fordringsoverlatelse-denuntiation-2027-huvudbild.webp?v=1792468010","url":"https:\/\/mallbutiken.se\/en\/products\/fordringsoverlatelse-denuntiation-avtal-mall-2027","provider":"Mallbutiken","version":"1.0","type":"link"}