{"product_id":"loneintyg-inkomstintyg-bank-hyresvard-2027","title":"Salary Certificate \u0026 Income Statement 2026\/2027 – For bank \u0026 landlord, Salary Attachment \u0026 Excel | Word\/PDF","description":"\u003csection class=\"mb-product-copy\" lang=\"en\" style=\"max-width:980px;color:#193747;line-height:1.72\"\u003e\n\u003ch2\u003eSalary certificates and income statements – professional Word, PDF, and Excel templates\u003c\/h2\u003e\n\n\u003cp\u003eDoes the company need to issue a \u003cstrong\u003esalary certificate\u003c\/strong\u003e or \u003cstrong\u003eincome statement for a bank or landlord\u003c\/strong\u003e? With this digital template package, an authorized employer can compile, verify, and sign information regarding employment, base salary, and actual salary paid. The documents help you distinguish between \u003cstrong\u003econtractual salary, historically verified gross salary, tax deductions, net payments, and variable compensation\u003c\/strong\u003e – without creating unsubstantiated promises regarding future income.\u003c\/p\u003e\n\n\u003cp\u003eYou receive \u003cstrong\u003e15 files:\u003c\/strong\u003e 7 editable Word (DOCX) files, 7 searchable A4-PDFs, and 1 Excel (XLSX) file with nine tabs. The five main templates are in Swedish. A Swedish user guide and an English user guide are included. Recipients may have their own forms and verification requirements.\u003c\/p\u003e\n\n\u003cnav style=\"padding:13px;background:#eef7f7;border:1px solid #d1e3e4;border-radius:11px\"\u003e\u003ca href=\"#mb-paket\"\u003ePackage contents\u003c\/a\u003e · \u003ca href=\"#mb-filer\"\u003eWhat the files contain\u003c\/a\u003e · \u003ca href=\"#mb-skillnad\"\u003eDifferences\u003c\/a\u003e · \u003ca href=\"#mb-excel\"\u003eExcel\u003c\/a\u003e · \u003ca href=\"#mb-gdpr\"\u003eGDPR\u003c\/a\u003e · \u003ca href=\"#mb-faq\"\u003eFrequently Asked Questions\u003c\/a\u003e\u003c\/nav\u003e\n\u003cdiv id=\"mb-paket\" style=\"padding:24px;background:#e8f3f4;border:1px solid #c8dfe1;border-left:5px solid #087f83;border-radius:13px;margin:24px 0\"\u003e\n\n\u003ch2 style=\"margin-top:0\"\u003e01. Package contents\u003c\/h2\u003e\n\n\u003cul\u003e\n\n\u003cli\u003e\n\n\u003cstrong\u003e7 Word files:\u003c\/strong\u003e five Swedish working templates, a Swedish user guide, and an English User Guide.\u003c\/li\u003e\n\n\u003cli\u003e\n\n\u003cstrong\u003e7 searchable PDF files:\u003c\/strong\u003e corresponding documents in A4 for printing and review.\u003c\/li\u003e\n\n\u003cli\u003e\n\n\u003cstrong\u003e1 Excel file with nine tabs:\u003c\/strong\u003e registers for certificates, employment details, salary periods, verifications, signing, recipients, and original documentation.\u003c\/li\u003e\n\n\u003cli\u003e\n\n\u003cstrong\u003eDesign:\u003c\/strong\u003e two framed information boxes in each Word and PDF document regarding the package contents and file usage.\u003c\/li\u003e\n\n\u003cli\u003e\n\n\u003cstrong\u003eEdition:\u003c\/strong\u003e 1.0 – 2026\/2027. Source review October 18, 2026; future legal changes are not covered automatically.\u003c\/li\u003e\n\n\n\u003c\/ul\u003e\n\n\u003cp\u003eNo fake personal data, salaries, signatures, or fictitious employer verifications are pre-filled. Delivery takes place digitally once the ZIP file is attached in Shopify Digital Products.\u003c\/p\u003e\n\n\n\u003c\/div\u003e\n\n\u003cdiv id=\"mb-filer\" style=\"padding:24px;background:#fff;border:1px solid #cddfe1;border-radius:13px;margin:24px 0\"\u003e\n\n\u003ch2 style=\"margin-top:0\"\u003e02. What the files contain\u003c\/h2\u003e\n\n\u003cdiv style=\"overflow-x:auto\"\u003e\u003ctable style=\"border-collapse:collapse;width:100%;font-size:.93em\"\u003e\n\n\u003cthead\u003e\u003ctr style=\"background:#193747;color:white\"\u003e\n\n\u003cth style=\"text-align:left;padding:12px\"\u003eDocument\u003c\/th\u003e\n\n\u003cth style=\"text-align:left;padding:12px\"\u003eFunction and content\u003c\/th\u003e\n\n\u003cth style=\"text-align:left;padding:12px\"\u003eFormat\u003c\/th\u003e\n\n\n\u003c\/tr\u003e\u003c\/thead\u003e\n\n\u003ctbody\u003e\n\n\u003ctr\u003e\n\n\u003ctd style=\"padding:11px;border-bottom:1px solid #d9e5e6;vertical-align:top\"\u003e\u003cstrong\u003e01. Salary certificate – employer confirmation\u003c\/strong\u003e\u003c\/td\u003e\n\n\u003ctd style=\"padding:11px;border-bottom:1px solid #d9e5e6;vertical-align:top\"\u003eEmployer, employee, form of employment, contractual salary, employment rate, and authorized signature.\u003c\/td\u003e\n\n\u003ctd style=\"padding:11px;border-bottom:1px solid #d9e5e6;vertical-align:top;white-space:nowrap\"\u003eDOCX + PDF\u003c\/td\u003e\n\n\n\u003c\/tr\u003e\n\n\u003ctr\u003e\n\n\u003ctd style=\"padding:11px;border-bottom:1px solid #d9e5e6;vertical-align:top\"\u003e\u003cstrong\u003e02. Income statement for recipient\u003c\/strong\u003e\u003c\/td\u003e\n\n\u003ctd style=\"padding:11px;border-bottom:1px solid #d9e5e6;vertical-align:top\"\u003eVerified salary periods, historical gross salary, tax deductions, actual net payout, and any variation.\u003c\/td\u003e\n\n\u003ctd style=\"padding:11px;border-bottom:1px solid #d9e5e6;vertical-align:top;white-space:nowrap\"\u003eDOCX + PDF\u003c\/td\u003e\n\n\n\u003c\/tr\u003e\n\n\u003ctr\u003e\n\n\u003ctd style=\"padding:11px;border-bottom:1px solid #d9e5e6;vertical-align:top\"\u003e\u003cstrong\u003e03. Salary periods \u0026amp; supporting documentation\u003c\/strong\u003e\u003c\/td\u003e\n\n\u003ctd style=\"padding:11px;border-bottom:1px solid #d9e5e6;vertical-align:top\"\u003ePeriodic reconciliation of salary information and references to payslips.\u003c\/td\u003e\n\n\u003ctd style=\"padding:11px;border-bottom:1px solid #d9e5e6;vertical-align:top;white-space:nowrap\"\u003eDOCX + PDF\u003c\/td\u003e\n\n\n\u003c\/tr\u003e\n\n\u003ctr\u003e\n\n\u003ctd style=\"padding:11px;border-bottom:1px solid #d9e5e6;vertical-align:top\"\u003e\u003cstrong\u003e04. Control and signing protocol\u003c\/strong\u003e\u003c\/td\u003e\n\n\u003ctd style=\"padding:11px;border-bottom:1px solid #d9e5e6;vertical-align:top\"\u003eVerification of identity, salary details, purpose, authorization, document version, and secure issuance.\u003c\/td\u003e\n\n\u003ctd style=\"padding:11px;border-bottom:1px solid #d9e5e6;vertical-align:top;white-space:nowrap\"\u003eDOCX + PDF\u003c\/td\u003e\n\n\n\u003c\/tr\u003e\n\n\u003ctr\u003e\n\n\u003ctd style=\"padding:11px;border-bottom:1px solid #d9e5e6;vertical-align:top\"\u003e\u003cstrong\u003e05. Cover letter to bank or landlord\u003c\/strong\u003e\u003c\/td\u003e\n\n\u003ctd style=\"padding:11px;border-bottom:1px solid #d9e5e6;vertical-align:top\"\u003eNeutral cover text stating which certificates and documents are attached.\u003c\/td\u003e\n\n\u003ctd style=\"padding:11px;border-bottom:1px solid #d9e5e6;vertical-align:top;white-space:nowrap\"\u003eDOCX + PDF\u003c\/td\u003e\n\n\n\u003c\/tr\u003e\n\n\u003ctr\u003e\n\n\u003ctd style=\"padding:11px;border-bottom:1px solid #d9e5e6;vertical-align:top\"\u003e\u003cstrong\u003e06. Swedish user guide\u003c\/strong\u003e\u003c\/td\u003e\n\n\u003ctd style=\"padding:11px;border-bottom:1px solid #d9e5e6;vertical-align:top\"\u003eTwelve working steps and references to the Swedish Tax Agency, IMY, and arbetsgivarintyg.nu.\u003c\/td\u003e\n\n\u003ctd style=\"padding:11px;border-bottom:1px solid #d9e5e6;vertical-align:top;white-space:nowrap\"\u003eDOCX + PDF\u003c\/td\u003e\n\n\n\u003c\/tr\u003e\n\n\u003ctr\u003e\n\n\u003ctd style=\"padding:11px;border-bottom:1px solid #d9e5e6;vertical-align:top\"\u003e\u003cstrong\u003e07. English User Guide\u003c\/strong\u003e\u003c\/td\u003e\n\n\u003ctd style=\"padding:11px;border-bottom:1px solid #d9e5e6;vertical-align:top\"\u003eEnglish guide on using the five main Swedish templates. Not English versions of the main templates.\u003c\/td\u003e\n\n\u003ctd style=\"padding:11px;border-bottom:1px solid #d9e5e6;vertical-align:top;white-space:nowrap\"\u003eDOCX + PDF\u003c\/td\u003e\n\n\n\u003c\/tr\u003e\n\n\u003ctr\u003e\n\n\u003ctd style=\"padding:11px;border-bottom:1px solid #d9e5e6;vertical-align:top\"\u003e\u003cstrong\u003e08. Excel register with nine tabs\u003c\/strong\u003e\u003c\/td\u003e\n\n\u003ctd style=\"padding:11px;border-bottom:1px solid #d9e5e6;vertical-align:top\"\u003eOverview, Certificates, Salary Periods, Employment, Control, Issuance, Recipients, Documentation, and Read Me.\u003c\/td\u003e\n\n\u003ctd style=\"padding:11px;border-bottom:1px solid #d9e5e6;vertical-align:top;white-space:nowrap\"\u003eXLSX\u003c\/td\u003e\n\n\n\u003c\/tr\u003e\n\n\n\u003c\/tbody\u003e\n\n\n\u003c\/table\u003e\u003c\/div\u003e\n\n\u003cp\u003eAll documents have editable fields. The employer is responsible for verifying the information against actual payslips, employment documents, and relevant payment data before a certificate is signed.\u003c\/p\u003e\n\n\n\u003c\/div\u003e\n\n\u003ch2 id=\"mb-skillnad\"\u003eWhat is the difference between a salary certificate, an income statement, and an employer's certificate?\u003c\/h2\u003e\n\n\u003cp\u003e\u003cstrong\u003eSalary certificate:\u003c\/strong\u003e A document issued by an employer that can state an employee's employment, contractual gross salary, working hours, or employment rate and information based on actual salary documentation.\u003c\/p\u003e\n\n\u003cp\u003e\u003cstrong\u003eIncome statement:\u003c\/strong\u003e A document that can compile verified historical income during specific periods. The recipient, such as a bank or landlord, may require their own supplementary documents or a specific format.\u003c\/p\u003e\n\n\u003cp\u003e\u003cstrong\u003eEmployer's certificate for unemployment insurance (a-kassa):\u003c\/strong\u003e Is a different document with a specific purpose. The Public Employment Service refers to the unemployment insurance funds' e-services or \u003ca href=\"https:\/\/www.arbetsgivarintyg.nu\/\"\u003earbetsgivarintyg.nu\u003c\/a\u003e for this. \u003cstrong\u003eThis package is not an unemployment insurance certificate and does not replace its official process.\u003c\/strong\u003e\u003c\/p\u003e\n\n\u003ch2\u003eGross salary, net salary, and variable income – verify the data\u003c\/h2\u003e\n\n\u003cp\u003eAccording to the \u003ca href=\"https:\/\/www.skatteverket.se\/foretag\/arbetsgivare\/lonochersattning\/betalautlon.4.361dc8c15312eff6fd17050.html\"\u003eSwedish Tax Agency's information on salary payment\u003c\/a\u003e, gross salary is compensation before tax deductions and may include more cash salary components than the base salary. For a credible salary certificate, the agreed base salary must be distinguished from previously paid compensation such as inconvenient working hours (OB), overtime, bonuses, or commissions. Variable amounts must not be presented as fixed or guaranteed future monthly income.\u003c\/p\u003e\n\n\u003cp\u003eNet payout can be affected by tax deductions and other specified deductions. Always check actual payslips, vouchers, and payments. Information on the employer declaration (AGI) at the individual level can be a relevant verification basis, but the template itself does not create or submit an employer declaration. \u003ca href=\"https:\/\/www4.skatteverket.se\/rattsligvagledning\/edition\/2026.14\/368340.html\"\u003eSwedish Tax Agency's legal guidance\u003c\/a\u003e.\u003c\/p\u003e\n\n\u003ch2\u003eHow to prepare a correct salary certificate\u003c\/h2\u003e\n\n\u003col\u003e\n\n\u003cli\u003eAsk which document the recipient wants and whether their own form should be used.\u003c\/li\u003e\n\n\u003cli\u003eDetermine the legitimate purpose, authorization, and what personal data is needed.\u003c\/li\u003e\n\n\u003cli\u003eVerify the employer's name, corporate identity number, form of employment, and contractual details.\u003c\/li\u003e\n\n\u003cli\u003eConfirm current contractual base salary separately from variable compensation.\u003c\/li\u003e\n\n\u003cli\u003eRetrieve correct historical salary periods from original payslips and systems.\u003c\/li\u003e\n\n\u003cli\u003eReconcile gross salary, tax deductions, other deductions, and actual net payout.\u003c\/li\u003e\n\n\u003cli\u003eExplain any deviating or irregular income factually.\u003c\/li\u003e\n\n\u003cli\u003eCheck that the certificate only includes verified data and the intended time period.\u003c\/li\u003e\n\n\u003cli\u003eHave an authorized representative sign and document the date and version.\u003c\/li\u003e\n\n\u003cli\u003eDeliver securely and, if necessary, note which version was sent to which recipient.\u003c\/li\u003e\n\n\u003cli\u003e\n\u003c\/ol\u003e\n\n\u003ch2 id=\"mb-excel\"\u003eExcel – nine tabs with reconciliation of actual salary\u003c\/h2\u003e\n\n\u003cp\u003eThe tabs are \u003cstrong\u003eOverview, Certificates, Salary Periods, Employment, Control, Issuance, Recipients, Documentation, and Read Me\u003c\/strong\u003e. In the Salary Periods tab, separate amounts for gross, tax deductions, other deductions, and actual net payout are entered. Formulas create a control calculation and highlight differences that need investigation. The dashboard counts registered certificates and shows totals for explicitly verified salary periods.\u003c\/p\u003e\n\n\u003cp\u003e\u003cstrong\u003eImportant:\u003c\/strong\u003e A formula does not determine whether employment or salary is real. It cannot issue an authentic certificate, guarantee income, or check the Swedish Tax Agency's databases. Excel is an administrative aid and must be stored with appropriate data protection.\u003c\/p\u003e\n\n\u003ch2 id=\"mb-gdpr\"\u003eGDPR and handling of salary information\u003c\/h2\u003e\n\n\u003cp\u003eSalary information about identifiable employees is personal data. The employer must have a documented purpose, legal basis, and relevant information management. Personal data must not be collected or disclosed to a greater extent than necessary. \u003ca href=\"https:\/\/www.imy.se\/verksamhet\/dataskydd\/dataskydd-pa-olika-omraden\/arbetsliv\/tillaten-behandling--vilka-krav-galler\/information-till-anstallda\/\"\u003eIMY's guidance on information to employees\u003c\/a\u003e describes the duty to provide information. Do not store complete salary history in an unprotected workbook.\u003c\/p\u003e\n\n\u003ch2\u003eRelated templates and documents\u003c\/h2\u003e\n\n\u003cul\u003e\n\n\u003cli\u003e\n\n\u003ca href=\"\/en\/products\/anstallningsintyg-tjanstgoringsbetyg-arbetsintyg-2027\"\u003eEmployment certificate \u0026amp; service record\u003c\/a\u003e – for employment duration, assignments, and job description rather than salary history.\u003c\/li\u003e\n\n\u003cli\u003e\n\n\u003ca href=\"\/en\/products\/lonepolicy-lonerevision-lonekriterier-excel-2027\"\u003eSalary policy \u0026amp; salary review\u003c\/a\u003e – internal routines for salary decisions and criteria.\u003c\/li\u003e\n\n\u003cli\u003e\n\n\u003ca href=\"\/en\/products\/bonusavtal-incitamentsprogram-provision-kpi-2027\"\u003eBonus agreement \u0026amp; incentive program\u003c\/a\u003e – terms for potential variable compensation.\u003c\/li\u003e\n\n\u003cli\u003e\n\n\u003ca href=\"\/en\/products\/medarbetarsamtal-utvecklingssamtal-mall-2027\"\u003eEmployee appraisal \u0026amp; development discussion\u003c\/a\u003e.\u003c\/li\u003e\n\n\n\u003c\/ul\u003e\n\n\u003ch2 id=\"mb-faq\"\u003eFrequently Asked Questions about salary certificates and income statements\u003c\/h2\u003e\n\n\u003ch3\u003eCan the employer use the template for a certificate for the bank?\u003c\/h3\u003e\n\n\u003cp\u003eYes, as the employer's own supplementary certificate when the bank accepts such a document. The bank may require a specific form, payslips, or other verification.\u003c\/p\u003e\n\n\u003ch3\u003eIs this an employer's certificate for the unemployment insurance fund (a-kassa)?\u003c\/h3\u003e\n\n\u003cp\u003eNo. For unemployment insurance, the employer should use arbetsgivarintyg.nu or the documents and routines directed by the unemployment fund.\u003c\/p\u003e\n\n\u003ch3\u003eMay one certify future salary or commission as guaranteed?\u003c\/h3\u003e\n\n\u003cp\u003eNot without factual support for the claim. Contractual base salary must be distinguished from historical outcomes of variable compensation and any forecasts.\u003c\/p\u003e\n\n\u003ch3\u003eIs the Excel file connected to the employer's payroll system or the Swedish Tax Agency?\u003c\/h3\u003e\n\n\u003cp\u003eNo. The workbook contains an empty manual register with formulas and controls; no external payroll systems or authority data are retrieved automatically.\u003c\/p\u003e\n\n\u003ch3\u003eWho is allowed to sign the certificate?\u003c\/h3\u003e\n\n\u003cp\u003eAn authorized representative of the employer who has actually verified the information. The template includes fields for function, date, name, and signature.\u003c\/p\u003e\n\n\u003ch3\u003eAre the templates in both Swedish and English?\u003c\/h3\u003e\n\n\u003cp\u003eThe five main documents are in Swedish. A Swedish user guide and a separate English User Guide are included; the main certificate text is not translated into English.\u003c\/p\u003e\n\n\u003ch2\u003eSources and version information\u003c\/h2\u003e\n\n\u003cul\u003e\n\n\u003cli\u003e\u003ca href=\"https:\/\/www.skatteverket.se\/foretag\/arbetsgivare\/lonochersattning\/betalautlon.4.361dc8c15312eff6fd17050.html\"\u003eSwedish Tax Agency – paying out salary, gross, and tax deductions\u003c\/a\u003e\u003c\/li\u003e\n\n\u003cli\u003e\u003ca href=\"https:\/\/www4.skatteverket.se\/rattsligvagledning\/edition\/2026.14\/368340.html\"\u003eSwedish Tax Agency – employer declaration\u003c\/a\u003e\u003c\/li\u003e\n\n\u003cli\u003e\u003ca href=\"https:\/\/www.imy.se\/verksamhet\/dataskydd\/dataskydd-pa-olika-omraden\/arbetsliv\"\u003eIMY – processing of personal data in working life\u003c\/a\u003e\u003c\/li\u003e\n\n\u003cli\u003e\u003ca href=\"https:\/\/arbetsformedlingen.se\/for-arbetssokande\/arbetslos---vad-hander-nu\/ersattning-fran-a-kassa\"\u003ePublic Employment Service – employer certificate for unemployment insurance\u003c\/a\u003e\u003c\/li\u003e\n\n\n\u003c\/ul\u003e\n\n\u003cp\u003e\u003cstrong\u003eEdition 1.0 – 2026\/2027. Source review October 18, 2026.\u003c\/strong\u003e The document package is not an official government form, an employer's certificate for an unemployment fund, or any verification of actual salary without the employer's own control. Update in case of changed legal status or recipient requirements.\u003c\/p\u003e\n\n\u003c\/section\u003e","brand":"Svenska Dokumentmallar","offers":[{"title":"Default Title","offer_id":55852841009494,"sku":"LONEINTYG-INKOMST-2027","price":79.0,"currency_code":"SEK","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0827\/2373\/3846\/files\/loneintyg-inkomstintyg-2027-huvudbild_22daf4ac-45b8-46cd-8de0-5de20ec3374c.png?v=1792350492","url":"https:\/\/mallbutiken.se\/en\/products\/loneintyg-inkomstintyg-bank-hyresvard-2027","provider":"Mallbutiken","version":"1.0","type":"link"}