{"product_id":"mica-marknadsmissbruk-stor-misstankta-order-2026","title":"MiCA 2026 – market abuse, suspicious orders and STOR reporting | Word\/PDF\/Excel","description":"\u003cdiv class=\"mb-product-copy\"\u003e\n\n\u003cp\u003e\u003cstrong\u003eHas your crypto business detected a suspicious order, order cancellation, transaction, or DLT event?\u003c\/strong\u003e Under MiCA, those who professionally arrange or execute transactions in crypto-assets may be required to have systems to detect market abuse and \u003cstrong\u003ereport reasonable suspicion without delay\u003c\/strong\u003e via a \u003cem\u003eSuspicious Transaction and Order Report\u003c\/em\u003e (STOR).\u003c\/p\u003e\n\n\u003cp\u003eThis niche package for Swedish crypto-asset service providers (CASPs), market monitors, compliance functions, and trading platforms provides a traceable workflow – from \u003cstrong\u003etechnical alert to human investigation, STOR preparation, reporting receipt, and retesting\u003c\/strong\u003e. The package does not send reports to the Swedish Financial Supervisory Authority and is not a monitoring service.\u003c\/p\u003e\n\n\u003cdiv style=\"border:2px solid #95B5CE;background:#EEF6FB;border-radius:9px;padding:18px 20px;margin:19px 0\"\u003e\n\n\u003ch2\u003ePackage Contents\u003c\/h2\u003e\n\n\u003cp\u003eFive Swedish work templates: \u003cstrong\u003e01\u003c\/strong\u003e Application and market monitoring, \u003cstrong\u003e02\u003c\/strong\u003e alert investigation and human analysis, \u003cstrong\u003e03\u003c\/strong\u003e STOR preparation according to the official EU annex, \u003cstrong\u003e04\u003c\/strong\u003e reporting decision, confidentiality, and receipt, and \u003cstrong\u003e05\u003c\/strong\u003e monitoring test, order book replay, and actions. Additionally, \u003cstrong\u003e06\u003c\/strong\u003e Swedish user guide, \u003cstrong\u003e07\u003c\/strong\u003e English User Guide, and \u003cstrong\u003e08\u003c\/strong\u003e Excel register with nine tabs. All seven documents are delivered as editable Word (DOCX) and searchable PDF. \u003cstrong\u003eTotal of 15 customer files: 7 Word + 7 PDF + 1 Excel.\u003c\/strong\u003e\u003c\/p\u003e\n\n\n\u003c\/div\u003e\n\n\u003cdiv style=\"border:2px solid #95B5CE;background:#EEF6FB;border-radius:9px;padding:18px 20px;margin:19px 0\"\u003e\n\n\u003ch2\u003eWhat the Files Contain\u003c\/h2\u003e\n\n\u003cp\u003eMiCA Article 86\/92, correct actor and crypto-asset, order lifecycle including modification and cancellation, on- and off-chain monitoring, relevant DLT and consensus conditions, alert threshold, objective grounds for suspicion, independent human review, reconciliation against the six sections of the STOR annex, reporting time in UTC, documentation evidence, confidentiality, test and action register. The Excel file stores only \u003cstrong\u003eanonymized case IDs and statuses\u003c\/strong\u003e – not identities, wallet addresses, or raw transaction data.\u003c\/p\u003e\n\n\n\u003c\/div\u003e\n\n\u003ch2\u003eHow the Eight File Types Are Used\u003c\/h2\u003e\n\n\u003cdiv style=\"overflow-x:auto\"\u003e\u003ctable\u003e\n\n\u003cthead\u003e\u003ctr\u003e\n\n\u003cth scope=\"col\"\u003eFile\u003c\/th\u003e\n\n\u003cth scope=\"col\"\u003ePractical Function\u003c\/th\u003e\n\n\u003cth scope=\"col\"\u003eFormat\/Language\u003c\/th\u003e\n\n\n\u003c\/tr\u003e\u003c\/thead\u003e\n\n\u003ctbody\u003e\n\n\u003ctr\u003e\n\n\u003ctd\u003e01 Application and Market Monitoring\u003c\/td\u003e\n\n\u003ctd\u003eCheck if the token\/activity is covered by MiCA Title VI and if the actor professionally arranges or executes crypto transactions. Inventory the monitoring.\u003c\/td\u003e\n\n\u003ctd\u003eSwedish DOCX + PDF\u003c\/td\u003e\n\n\n\u003c\/tr\u003e\n\n\u003ctr\u003e\n\n\u003ctd\u003e02 Alert Investigation\u003c\/td\u003e\n\n\u003ctd\u003eReview suspicious order patterns, modifications, and DLT behaviors against objective data and document whether reasonable suspicion has arisen.\u003c\/td\u003e\n\n\u003ctd\u003eSwedish DOCX + PDF\u003c\/td\u003e\n\n\n\u003c\/tr\u003e\n\n\u003ctr\u003e\n\n\u003ctd\u003e03 STOR Preparation\u003c\/td\u003e\n\n\u003ctd\u003eCheck all mandatory sections 1–4 in the annex to (EU) 2025\/885, as well as additional information and annexes in sections 5–6.\u003c\/td\u003e\n\n\u003ctd\u003eSwedish DOCX + PDF\u003c\/td\u003e\n\n\n\u003c\/tr\u003e\n\n\u003ctr\u003e\n\n\u003ctd\u003e04 Reporting and Confidentiality\u003c\/td\u003e\n\n\u003ctd\u003eRecord when the suspicion arose, the correct competent authority, verified electronic channel, when the report was sent, and any supplements.\u003c\/td\u003e\n\n\u003ctd\u003eSwedish DOCX + PDF\u003c\/td\u003e\n\n\n\u003c\/tr\u003e\n\n\u003ctr\u003e\n\n\u003ctd\u003e05 Control Test and Actions\u003c\/td\u003e\n\n\u003ctd\u003eTest monitoring of the entire order lifecycle, synthetic replay, DLT events, human analysis, and handling of control errors.\u003c\/td\u003e\n\n\u003ctd\u003eSwedish DOCX + PDF\u003c\/td\u003e\n\n\n\u003c\/tr\u003e\n\n\u003ctr\u003e\n\n\u003ctd\u003e06 Swedish User Guide\u003c\/td\u003e\n\n\u003ctd\u003eWorkflow, the difference between alert and STOR, six examples, boundaries, and sources.\u003c\/td\u003e\n\n\u003ctd\u003eSwedish DOCX + PDF\u003c\/td\u003e\n\n\n\u003c\/tr\u003e\n\n\u003ctr\u003e\n\n\u003ctd\u003e07 English User Guide\u003c\/td\u003e\n\n\u003ctd\u003eEnglish-language guidance explaining the Swedish operational templates and workbook. The work templates are not translated.\u003c\/td\u003e\n\n\u003ctd\u003eEnglish DOCX + PDF\u003c\/td\u003e\n\n\n\u003c\/tr\u003e\n\n\u003ctr\u003e\n\n\u003ctd\u003e08 MiCA Excel Register\u003c\/td\u003e\n\n\u003ctd\u003eNine tabs, manual status fields, eight summary indicators, and secure references to internal evidence.\u003c\/td\u003e\n\n\u003ctd\u003eSwedish XLSX\u003c\/td\u003e\n\n\n\u003c\/tr\u003e\n\n\n\u003c\/tbody\u003e\n\n\n\u003c\/table\u003e\u003c\/div\u003e\n\n\u003ch2\u003eExcel with Nine Tabs and Eight Warning Indicators\u003c\/h2\u003e\n\n\u003cp\u003e\u003cstrong\u003eSystem, Order Alert, Analysis, STOR Draft, Reporting, Tests, Actions, Overview, Read Me.\u003c\/strong\u003e The indicators show registered systems, open alerts, cases with reasonable suspicion, incomplete STOR documentation, reports not yet sent, lack of human review, failed tests, and blocked\/delayed actions.\u003c\/p\u003e\n\n\u003cp\u003eThe formulas have been tested with synthetic cases and then cleared; the delivered Excel file has been reopened and checked. \u003cstrong\u003eZero in an empty overview does not mean that the business complies with MiCA.\u003c\/strong\u003e The register does not pull real trading data or send any STOR.\u003c\/p\u003e\n\n\u003ch2\u003eLegal Basis – What Does MiCA 2026 Say?\u003c\/h2\u003e\n\n\u003cp\u003e\u003cstrong\u003eApplication:\u003c\/strong\u003e \u003ca href=\"https:\/\/eur-lex.europa.eu\/eli\/reg\/2023\/1114\/oj\/swe\"\u003eMiCA Regulation (EU) 2023\/1114\u003c\/a\u003e has generally been in effect since \u003cstrong\u003eDecember 30, 2024\u003c\/strong\u003e. Title VI, particularly Article 86, concerns crypto-assets that have been admitted to trading or for which admission to trading has been requested. Behaviors concerning such assets may also be covered even if a specific order or transaction is executed outside the trading venue.\u003c\/p\u003e\n\n\u003cp\u003e\u003cstrong\u003eArticle 92:\u003c\/strong\u003e persons who professionally arrange or execute transactions in crypto-assets shall have effective arrangements, systems, and procedures to prevent and detect market abuse. They shall \u003cstrong\u003ereport reasonable suspicion without delay\u003c\/strong\u003e regarding a relevant order, transaction, cancellation, modification, or DLT behavior to the competent authority according to the rules for home and branch. \u003ca href=\"https:\/\/www.esma.europa.eu\/publications-and-data\/interactive-single-rulebook\/mica\/article-92-prevention-and-detection-market\"\u003eRead ESMA's Article 92\u003c\/a\u003e.\u003c\/p\u003e\n\n\u003cp\u003e\u003cstrong\u003eEU 2025\/885:\u003c\/strong\u003e \u003ca href=\"https:\/\/eur-lex.europa.eu\/eli\/reg_del\/2025\/885\/oj\/eng\"\u003ethe Commission Delegated Regulation (EU) 2025\/885\u003c\/a\u003e was published on August 20, 2025. Articles 2–3 specify monitoring systems, alerts, the order book, and appropriate human analysis. Articles 5–6 regulate STOR reporting, electronic submission to the correct supervisory authority, and reporting without delay once reasonable suspicion has arisen.\u003c\/p\u003e\n\n\u003cp\u003e\u003cstrong\u003eOfficial STOR Annex:\u003c\/strong\u003e EU 2025\/885 contains a standard template with six sections. \u003cstrong\u003eSections 1–4 are mandatory\u003c\/strong\u003e; when a mandatory field cannot be provided, NA is entered with a brief explanation. Sections 5–6 concern additions and supporting materials. \u003cstrong\u003eOur document 03 is an internal preparation checklist and does not replace the official annex.\u003c\/strong\u003e Identifying information of data subjects may only be handled in a permission-protected reporting environment, with data minimization according to GDPR.\u003c\/p\u003e\n\n\u003cp\u003e\u003cstrong\u003eAn alert is not automatically a report:\u003c\/strong\u003e an internal monitoring alert is not the same as reasonable suspicion. The review must be objective and prompt. Once the reporting threshold is met, the report must not be delayed just to collect additional events. If the suspicion arises later, the timeline must be explainable.\u003c\/p\u003e\n\n\u003cp\u003e\u003cstrong\u003eReporting channel:\u003c\/strong\u003e always verify the Swedish supervisory authority's current electronic channel and, for relevant foreign branches, the competent authority according to Article 92. The product intentionally specifies \u003cstrong\u003eno unverified email address or portal\u003c\/strong\u003e.\u003c\/p\u003e\n\n\u003ch2\u003eHow You Use the Package\u003c\/h2\u003e\n\n\u003col\u003e\n\n\u003cli\u003eTest whether the organization's business and the relevant crypto-asset are covered.\u003c\/li\u003e\n\n\u003cli\u003eIdentify how orders, transactions, cancellations, and relevant DLT conditions are monitored.\u003c\/li\u003e\n\n\u003cli\u003eRecord an anonymized alert ID and test objective facts with a competent analyst.\u003c\/li\u003e\n\n\u003cli\u003eIf reasonable suspicion arises: document the time and immediately prepare the report according to the official STOR annex.\u003c\/li\u003e\n\n\u003cli\u003eVerify the correct competent authority and the designated electronic transmission route, and save receipts securely.\u003c\/li\u003e\n\n\u003cli\u003ePerform a separate data protection and confidentiality review of the identities and evidence involved.\u003c\/li\u003e\n\n\u003cli\u003eFollow up on monitoring deficiencies with synthetic tests and registered actions in Excel.\u003c\/li\u003e\n\n\n\u003c\/ol\u003e\n\n\u003ch2\u003eFrequently Asked Questions\u003c\/h2\u003e\n\n\u003ch3\u003eIs Every Warning from the Trading Platform a STOR?\u003c\/h3\u003e\n\n\u003cp\u003eNo. A quick, fact-based human analysis is required to determine whether reasonable suspicion of market abuse exists.\u003c\/p\u003e\n\n\u003ch3\u003eWhich Orders May Need to Be Reported?\u003c\/h3\u003e\n\n\u003cp\u003eThe regulation covers, where relevant, orders, transactions, modifications, cancellations, and suspicious DLT conditions, even when parts of the activity occur outside a trading venue.\u003c\/p\u003e\n\n\u003ch3\u003eCan I Fill Out Word and Email It Directly to the Swedish Financial Supervisory Authority?\u003c\/h3\u003e\n\n\u003cp\u003eDocument 03 is an internal reconciliation template, not an official STOR form. Use the EU's official annex and the electronic channel designated by the competent authority.\u003c\/p\u003e\n\n\u003ch3\u003eDo We Have to Wait Until the Suspicion Is Fully Proven?\u003c\/h3\u003e\n\n\u003cp\u003eNo. The obligation applies upon reasonable suspicion, and reporting must be done without delay. It is not required that market abuse has already been proven.\u003c\/p\u003e\n\n\u003ch3\u003eWhat Is the Difference Between STOR and Anti-Money Laundering Reporting?\u003c\/h3\u003e\n\n\u003cp\u003eSTOR under MiCA concerns suspected market abuse. Anti-money laundering reports and Travel Rule information have different purposes, legal requirements, and reporting channels.\u003c\/p\u003e\n\n\u003ch3\u003eCan Excel Automatically Analyze Actual Market Orders?\u003c\/h3\u003e\n\n\u003cp\u003eNo. It is a manual, anonymized risk and case register, not a trade monitoring system.\u003c\/p\u003e\n\n\u003ch3\u003eDoes the Package Include English Work Templates?\u003c\/h3\u003e\n\n\u003cp\u003eThe five work templates and Excel are in Swedish. An English user guide describes how the workflow is used.\u003c\/p\u003e\n\n\u003ch3\u003eAre the PDF Files Digitally Fillable?\u003c\/h3\u003e\n\n\u003cp\u003eNo. They are searchable and printable. Use the DOCX and XLSX originals for editing.\u003c\/p\u003e\n\n\u003ch2\u003eRelated Products\u003c\/h2\u003e\n\n\u003cp\u003e\u003ca href=\"\/en\/products\/krypto-travel-rule-2026-fristaende-planbok-kontroll\"\u003eCrypto Transfers – EU Travel Rule\u003c\/a\u003e covers information requirements for crypto transfers. \u003ca href=\"\/en\/products\/aml-kyc-penningtvatt-compliance-2026-2027-svenska-english-riskbedomning-kyc-pep-goaml-word-pdf-excel\"\u003eAML\/KYC and Anti-Money Laundering\u003c\/a\u003e covers customer due diligence and other AML controls. \u003cstrong\u003eThis product specifically addresses MiCA's STOR requirements for suspected market abuse.\u003c\/strong\u003e\u003c\/p\u003e\n\n\u003ch2\u003eVersion and Review Level\u003c\/h2\u003e\n\n\u003cp\u003e\u003csmall\u003e\u003cstrong\u003eVersion 1.0 · November 12, 2026 · Sweden\/EU.\u003c\/strong\u003e AI-assisted legal source review of MiCA, RTS (EU) 2025\/885, and ESMA's official article text. No independent external legal review, review of real orders, technical market monitoring, submission to authorities, permission\/personal data assessment, or regulatory certification has been performed. The package contains no real customer or transaction data. Adapt the actual routine with the competent compliance function and verify the reporting channel before use. The product is delivered as a Shopify DRAFT without a connection to Digital Products.\u003c\/small\u003e\u003c\/p\u003e\n\n\n\u003c\/div\u003e","brand":"Svenska Dokumentmallar","offers":[{"title":"Default Title","offer_id":56600247861590,"sku":"MICA-STOR-2026-V1","price":79.0,"currency_code":"SEK","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0827\/2373\/3846\/files\/01_MiCA_STOR_huvudbild_1600.png?v=1794511109","url":"https:\/\/mallbutiken.se\/en\/products\/mica-marknadsmissbruk-stor-misstankta-order-2026","provider":"Mallbutiken","version":"1.0","type":"link"}