{"product_id":"slutavrakning-slutligt-saldo-dodsbo-2027","title":"Final Settlement \u0026 Final Estate Balance 2026\/2027 – Bank Reconciliation, Debts \u0026 Distribution Basis | Word\/PDF\/Excel","description":"\u003csection class=\"mb-product-copy\" lang=\"en\" style=\"color:#173748;line-height:1.75\"\u003e\n\u003ch2\u003eFinal settlement and final balance of an estate – Word, PDF, and Excel\u003c\/h2\u003e\n\n\u003cp\u003eDo you need to reconcile an estate's actual bank funds and outstanding costs before the distribution of inheritance and bank payouts? This template package helps estate beneficiaries and those managing the finances to compile \u003cstrong\u003ecurrent account balances, transactions after the date of death, known debts, private outlays, tax reserves, and documented payments\u003c\/strong\u003e in a traceable manner.\u003c\/p\u003e\n\n\u003cp\u003e\u003cstrong\u003e15 files:\u003c\/strong\u003e five Swedish main templates, a Swedish user guide, a dedicated English User Guide – all in Word and searchable PDF – as well as an Excel register with nine tabs. The file package is a financial control tool and complements the separate deed of distribution.\u003c\/p\u003e\n\n\u003cdiv style=\"padding:17px 18px;margin:18px 0;border:1px solid #e4cfaa;border-left:5px solid #bd8534;border-radius:12px;background:#fff8ea\"\u003e\n\n\u003cstrong\u003eImportant:\u003c\/strong\u003e A final balance according to this working document is not automatically the bank's approved balance, a deed of distribution, or a certificate. The values in the estate inventory normally refer to the date of death; current balances and payouts must be substantiated with new documentation. The reconciliation must also take into account debts, tax, any will, matrimonial property division, and the bank's own forms.\u003c\/div\u003e\n\n\u003cnav style=\"background:#eef5f6;border-radius:8px;padding:13px;margin:14px 0\"\u003e\u003cstrong\u003eContents:\u003c\/strong\u003e \u003ca href=\"#mb-dodsbo-innehall\"\u003eThe Package\u003c\/a\u003e · \u003ca href=\"#mb-dodsbo-filer\"\u003eThe Files\u003c\/a\u003e · \u003ca href=\"#mb-dodsbo-excel\"\u003eExcel\u003c\/a\u003e · \u003ca href=\"#mb-dodsbo-steg\"\u003eWorkflow\u003c\/a\u003e · \u003ca href=\"#mb-dodsbo-juridik\"\u003eLegality\u003c\/a\u003e · \u003ca href=\"#mb-dodsbo-faq\"\u003eFAQ\u003c\/a\u003e\u003c\/nav\u003e\n\u003cdiv id=\"mb-dodsbo-innehall\" style=\"padding:22px 20px;margin:21px 0;background:#e9f3f4;border:2px solid #bcd5db;border-radius:14px\"\u003e\n\n\u003ch2 style=\"margin:0 0 13px\"\u003e01. Package contents\u003c\/h2\u003e\n\n\u003cul\u003e\n\n\u003cli\u003e\n\n\u003cstrong\u003e7 editable Word files (.docx)\u003c\/strong\u003e – five Swedish main templates, one Swedish guide, and one English user guide.\u003c\/li\u003e\n\n\u003cli\u003e\n\n\u003cstrong\u003e7 corresponding searchable PDF files\u003c\/strong\u003e – print-friendly A4 versions.\u003c\/li\u003e\n\n\u003cli\u003e\n\n\u003cstrong\u003e1 Excel workbook (.xlsx)\u003c\/strong\u003e – nine tabs with registers, status fields, and control calculations.\u003c\/li\u003e\n\n\n\u003c\/ul\u003e\n\n\u003cp\u003e\u003cstrong\u003eTotal:\u003c\/strong\u003e 15 files in 1 ZIP. \u003cstrong\u003eLanguage:\u003c\/strong\u003e Swedish main documents with a Swedish\/English guide (the five templates are not translated). \u003cstrong\u003eVersion:\u003c\/strong\u003e 1.0, 2026\/2027. \u003cstrong\u003eDelivery:\u003c\/strong\u003e digital download after purchase, no physical shipping.\u003c\/p\u003e\n\n\n\u003c\/div\u003e\n\n\u003cdiv id=\"mb-dodsbo-filer\" style=\"padding:22px 20px;margin:21px 0;background:#fff;border:2px solid #d2e1e5;border-radius:14px\"\u003e\n\n\u003ch2 style=\"margin:0 0 13px\"\u003e02. What the files contain – detailed file overview\u003c\/h2\u003e\n\n\u003cdiv style=\"overflow-x:auto\"\u003e\u003ctable style=\"border-collapse:collapse;width:100%;font-size:.94em\"\u003e\n\n\u003cthead\u003e\u003ctr style=\"background:#173748;color:#fff\"\u003e\n\n\u003cth style=\"padding:11px;text-align:left\"\u003eDocument\u003c\/th\u003e\n\n\u003cth style=\"padding:11px;text-align:left\"\u003eContents and usage\u003c\/th\u003e\n\n\u003cth style=\"padding:11px;text-align:left\"\u003eFormat\u003c\/th\u003e\n\n\n\u003c\/tr\u003e\u003c\/thead\u003e\n\n\u003ctbody\u003e\n\n\u003ctr\u003e\n\n\u003ctd style=\"padding:11px 9px;border-bottom:1px solid #dae5e7;vertical-align:top\"\u003e\u003cstrong\u003e01. Final estate accounting\u003c\/strong\u003e\u003c\/td\u003e\n\n\u003ctd style=\"padding:11px 9px;border-bottom:1px solid #dae5e7;vertical-align:top\"\u003eFinancial position, actual reconciliation date, current assets, and differences from the estate inventory.\u003c\/td\u003e\n\n\u003ctd style=\"padding:11px 9px;border-bottom:1px solid #dae5e7;vertical-align:top;white-space:nowrap\"\u003eDOCX + PDF\u003c\/td\u003e\n\n\n\u003c\/tr\u003e\n\n\u003ctr\u003e\n\n\u003ctd style=\"padding:11px 9px;border-bottom:1px solid #dae5e7;vertical-align:top\"\u003e\u003cstrong\u003e02. Bank reconciliation \u0026amp; final balance\u003c\/strong\u003e\u003c\/td\u003e\n\n\u003ctd style=\"padding:11px 9px;border-bottom:1px solid #dae5e7;vertical-align:top\"\u003eVerify actual bank statements, transactions, account references, and the difference between the preliminary and reconciled balance.\u003c\/td\u003e\n\n\u003ctd style=\"padding:11px 9px;border-bottom:1px solid #dae5e7;vertical-align:top;white-space:nowrap\"\u003eDOCX + PDF\u003c\/td\u003e\n\n\n\u003c\/tr\u003e\n\n\u003ctr\u003e\n\n\u003ctd style=\"padding:11px 9px;border-bottom:1px solid #dae5e7;vertical-align:top\"\u003e\u003cstrong\u003e03. Debts, outlays \u0026amp; tax reserves\u003c\/strong\u003e\u003c\/td\u003e\n\n\u003ctd style=\"padding:11px 9px;border-bottom:1px solid #dae5e7;vertical-align:top\"\u003eRegister claimed receivables, decided compensations, actual payments, and future tax obligations separately.\u003c\/td\u003e\n\n\u003ctd style=\"padding:11px 9px;border-bottom:1px solid #dae5e7;vertical-align:top;white-space:nowrap\"\u003eDOCX + PDF\u003c\/td\u003e\n\n\n\u003c\/tr\u003e\n\n\u003ctr\u003e\n\n\u003ctd style=\"padding:11px 9px;border-bottom:1px solid #dae5e7;vertical-align:top\"\u003e\u003cstrong\u003e04. Distribution basis \u0026amp; allocation control\u003c\/strong\u003e\u003c\/td\u003e\n\n\u003ctd style=\"padding:11px 9px;border-bottom:1px solid #dae5e7;vertical-align:top\"\u003eReconciliation of agreed amounts and already executed payouts against a separately signed deed of distribution.\u003c\/td\u003e\n\n\u003ctd style=\"padding:11px 9px;border-bottom:1px solid #dae5e7;vertical-align:top;white-space:nowrap\"\u003eDOCX + PDF\u003c\/td\u003e\n\n\n\u003c\/tr\u003e\n\n\u003ctr\u003e\n\n\u003ctd style=\"padding:11px 9px;border-bottom:1px solid #dae5e7;vertical-align:top\"\u003e\u003cstrong\u003e05. Payout control \u0026amp; closing\u003c\/strong\u003e\u003c\/td\u003e\n\n\u003ctd style=\"padding:11px 9px;border-bottom:1px solid #dae5e7;vertical-align:top\"\u003eChecklist for the bank's requirements and forms, as well as bank-verified payments, recipients, and remaining account.\u003c\/td\u003e\n\n\u003ctd style=\"padding:11px 9px;border-bottom:1px solid #dae5e7;vertical-align:top;white-space:nowrap\"\u003eDOCX + PDF\u003c\/td\u003e\n\n\n\u003c\/tr\u003e\n\n\u003ctr\u003e\n\n\u003ctd style=\"padding:11px 9px;border-bottom:1px solid #dae5e7;vertical-align:top\"\u003e\u003cstrong\u003e06. Swedish User Guide\u003c\/strong\u003e\u003c\/td\u003e\n\n\u003ctd style=\"padding:11px 9px;border-bottom:1px solid #dae5e7;vertical-align:top\"\u003eTen steps, legal check-points, bank routines, data protection, and official sources.\u003c\/td\u003e\n\n\u003ctd style=\"padding:11px 9px;border-bottom:1px solid #dae5e7;vertical-align:top;white-space:nowrap\"\u003eDOCX + PDF\u003c\/td\u003e\n\n\n\u003c\/tr\u003e\n\n\u003ctr\u003e\n\n\u003ctd style=\"padding:11px 9px;border-bottom:1px solid #dae5e7;vertical-align:top\"\u003e\u003cstrong\u003e07. English User Guide\u003c\/strong\u003e\u003c\/td\u003e\n\n\u003ctd style=\"padding:11px 9px;border-bottom:1px solid #dae5e7;vertical-align:top\"\u003eEnglish instructions for the five Swedish templates and Excel tool; main documents are not translated.\u003c\/td\u003e\n\n\u003ctd style=\"padding:11px 9px;border-bottom:1px solid #dae5e7;vertical-align:top;white-space:nowrap\"\u003eDOCX + PDF\u003c\/td\u003e\n\n\n\u003c\/tr\u003e\n\n\u003ctr\u003e\n\n\u003ctd style=\"padding:11px 9px;border-bottom:1px solid #dae5e7;vertical-align:top\"\u003e\u003cstrong\u003e08. Excel workbook\u003c\/strong\u003e\u003c\/td\u003e\n\n\u003ctd style=\"padding:11px 9px;border-bottom:1px solid #dae5e7;vertical-align:top\"\u003eNine tabs, formulas, validations, and twelve control KPIs for accounts, debts, outlays, reserves, and payouts.\u003c\/td\u003e\n\n\u003ctd style=\"padding:11px 9px;border-bottom:1px solid #dae5e7;vertical-align:top;white-space:nowrap\"\u003eXLSX\u003c\/td\u003e\n\n\n\u003c\/tr\u003e\n\n\n\u003c\/tbody\u003e\n\n\n\u003c\/table\u003e\u003c\/div\u003e\n\n\u003cp style=\"margin:13px 0 0\"\u003eEach main document has fillable fields for actual checks and two clearly framed information boxes. No distribution, inheritance claim, or payout is pre-approved in the templates.\u003c\/p\u003e\n\n\n\u003c\/div\u003e\n\n\u003cdiv id=\"mb-dodsbo-excel\" style=\"padding:20px;margin:20px 0;background:#f0f7f8;border:1px solid #d2e4e7;border-radius:12px\"\u003e\n\n\u003ch2 style=\"margin:0 0 12px\"\u003e03. Excel – nine tabs and 12 control KPIs\u003c\/h2\u003e\n\n\u003cp\u003e\u003cstrong\u003eOverview · Accounts · Transactions · Debts · Outlays · Reserves · Distribution Basis · Payouts · Read me.\u003c\/strong\u003e\u003c\/p\u003e\n\n\u003cp\u003eTrack registered bank funds, the number of manually verified accounts, outstanding debt claims, requested\/decided\/paid out expenses, remaining reserves, preliminary available balance, agreed distribution amounts, and actual bank-verified payouts. Excel also calculates the difference between agreed distribution amounts and the preliminary available balance.\u003c\/p\u003e\n\n\u003cp\u003e\u003cstrong\u003eImportant distinction:\u003c\/strong\u003e A requested outlay is not an approved reimbursement claim. A sent payment instruction is not a completed payment. A claim or right to inheritance is not determined by a formula. The KPIs are based on information that must be verified separately. An empty Excel sheet shows 0 instead of fictitious data.\u003c\/p\u003e\n\n\n\u003c\/div\u003e\n\n\u003ch2 id=\"mb-dodsbo-steg\"\u003eHow to use the estate reconciliation templates\u003c\/h2\u003e\n\n\u003col\u003e\n\n\u003cli\u003e\n\n\u003cstrong\u003eEstablish the circle of authorized persons.\u003c\/strong\u003e Check the registered estate inventory and any estate administrator, executor, or special representative.\u003c\/li\u003e\n\n\u003cli\u003e\n\n\u003cstrong\u003eCollect account statements.\u003c\/strong\u003e Specify the date to apply for the final reconciliation and register only actual balances.\u003c\/li\u003e\n\n\u003cli\u003e\n\n\u003cstrong\u003eNote transactions.\u003c\/strong\u003e Document events between the date of death and the current balance date with verifiable source references.\u003c\/li\u003e\n\n\u003cli\u003e\n\n\u003cstrong\u003eRegister debts.\u003c\/strong\u003e Separate requested claims, paid amounts, and outstanding claims; specifically check contested claims.\u003c\/li\u003e\n\n\u003cli\u003e\n\n\u003cstrong\u003eReview outlays.\u003c\/strong\u003e Distinguish between what a person is requesting reimbursement for, what has actually been decided, and what has been paid.\u003c\/li\u003e\n\n\u003cli\u003e\n\n\u003cstrong\u003eCheck taxes.\u003c\/strong\u003e Investigate tax filing obligations, tax accounts, tax refunds, residual tax, and any reserve.\u003c\/li\u003e\n\n\u003cli\u003e\n\n\u003cstrong\u003eCompare the available amount.\u003c\/strong\u003e Review the Excel calculation against bank funds, known debts, and remaining reserves.\u003c\/li\u003e\n\n\u003cli\u003e\n\n\u003cstrong\u003eCheck the inheritance distribution.\u003c\/strong\u003e Use the allocation control only against a separately drafted and signed deed of distribution.\u003c\/li\u003e\n\n\u003cli\u003e\n\n\u003cstrong\u003ePrepare the bank instructions.\u003c\/strong\u003e Follow the bank's current forms and verify recipients as well as authorizations.\u003c\/li\u003e\n\n\u003cli\u003e\n\n\u003cstrong\u003eDocument closure.\u003c\/strong\u003e Register actually completed bank payouts, receipts, and the remaining balance.\u003c\/li\u003e\n\n\n\u003c\/ol\u003e\n\n\u003ch2 id=\"mb-dodsbo-juridik\"\u003eLegal conditions and important limitations\u003c\/h2\u003e\n\n\u003cp\u003e\u003cstrong\u003eChapter 18, Section 1 of the Swedish Inheritance Code\u003c\/strong\u003e regulates the joint management of the estate as a starting point. \u003cstrong\u003eChapter 23, Section 2\u003c\/strong\u003e contains rules on known debts and inheritance distribution; \u003cstrong\u003eChapter 21, Section 4\u003c\/strong\u003e may be relevant when debts have not been handled correctly. \u003cstrong\u003eChapter 23, Section 4\u003c\/strong\u003e stipulates a written, signed deed of distribution. These templates only serve as support for financial control.\u003c\/p\u003e\n\n\u003cp\u003eAn estate may need to file tax returns even after the year of death, and tax refunds or residual tax can affect when a bank account should be closed. Banks may require their own distribution forms, original documents, and power of attorneys. In case of dispute, incapacitated heirs, real estate, international circumstances, or complex tax issues, qualified legal or accounting assistance should be considered.\u003c\/p\u003e\n\n\u003ch2\u003eComplement with relevant documents and guides\u003c\/h2\u003e\n\n\u003cp\u003eDo you also need the legally separate deed of distribution? See Mallbutiken's \u003ca href=\"https:\/\/mallbutiken.se\/products\/arvskifteshandling-mall-word-pdf\"\u003edeed of distribution in Word and PDF\u003c\/a\u003e. For earlier steps, there is the \u003ca href=\"https:\/\/mallbutiken.se\/products\/bouppteckningspaket-kallelse-tillgangar-skulder-2026-2027\"\u003eestate inventory package with summons and asset documentation\u003c\/a\u003e. If someone is to manage practical contacts on behalf of multiple beneficiaries, a \u003ca href=\"https:\/\/mallbutiken.se\/products\/fullmakt-dodsbo-mall-word-pdf\"\u003epower of attorney for an estate\u003c\/a\u003e may be relevant, after the recipient's requirements have been checked. Also read the \u003ca href=\"https:\/\/mallbutiken.se\/blogs\/arvskifteshandling-guide\/vad-ska-en-arvskifteshandling-innehalla\"\u003eguide on what a deed of distribution should contain\u003c\/a\u003e and explore \u003ca href=\"https:\/\/mallbutiken.se\/collections\/dodsbo-arv-mallar\"\u003eestate and inheritance templates\u003c\/a\u003e.\u003c\/p\u003e\n\n\u003cp\u003e\u003cstrong\u003eRead the guides:\u003c\/strong\u003e For the difference between the estate inventory as of the date of death and later payments, see \u003ca href=\"\/en\/blogs\/arvskifteshandling-guide\/bouppteckning-2026-tidsfrister-kallelse-nya-regler\"\u003eestate inventory 2026 – deadlines and rules\u003c\/a\u003e. Before bank payouts and distribution, we also recommend \u003ca href=\"\/en\/blogs\/arvskifteshandling-guide\/hur-gor-man-en-arvskifteshandling-en-komplett-guide\"\u003einheritance distribution step by step\u003c\/a\u003e. This template package is a control document, not a registered distribution of inheritance or a bank certificate.\u003c\/p\u003e\n\n\u003ch2 id=\"mb-dodsbo-faq\"\u003eFAQ – the estate's final balance\u003c\/h2\u003e\n\n\u003ch3\u003eIs a final bank account balance the same as the value in the estate inventory?\u003c\/h3\u003e\n\n\u003cp\u003eNo. The estate inventory normally states assets and debts as of the date of death. Account balances change later through, for example, payments, taxes, refunds, and interest.\u003c\/p\u003e\n\n\u003ch3\u003eCan I send this template directly to the bank instead of the bank's form?\u003c\/h3\u003e\n\n\u003cp\u003eNo, not without the bank's approval. This product is a private working document. The bank determines which payout and distribution forms, certificates, or originals are required.\u003c\/p\u003e\n\n\u003ch3\u003eDoes Excel make a legally valid distribution between heirs?\u003c\/h3\u003e\n\n\u003cp\u003eNo. Amounts according to a signed distribution agreement are entered manually as control data. Excel determines neither inheritance shares nor the validity of an agreement.\u003c\/p\u003e\n\n\u003ch3\u003eCan I reserve money for upcoming taxes?\u003c\/h3\u003e\n\n\u003cp\u003eYes, the workbook has a separate register for estimated and actually set-aside reserves. It must still be checked which taxes or other claims may arise and how they are to be handled.\u003c\/p\u003e\n\n\u003ch3\u003eAre Word, PDF, and Excel included in the package?\u003c\/h3\u003e\n\n\u003cp\u003eYes, 7 Word files, 7 corresponding searchable A4-PDFs, and an Excel workbook with nine tabs.\u003c\/p\u003e\n\n\u003ch3\u003eAre the main templates in English?\u003c\/h3\u003e\n\n\u003cp\u003eNo. Five main documents are in Swedish. The English User Guide contains instructions for the Swedish documents and Excel.\u003c\/p\u003e\n\n\u003ch2\u003eSources and version control\u003c\/h2\u003e\n\n\u003cp\u003e\u003cstrong\u003eEditorial source review:\u003c\/strong\u003e October 15, 2026. \u003cstrong\u003eVersion:\u003c\/strong\u003e 1.0, 2026\/2027. The year 2027 refers to the document edition and does not mean that future changes in the law are already established. No external legal or audit certification is claimed.\u003c\/p\u003e\n\n\u003cul\u003e\n\n\u003cli\u003e\u003ca href=\"https:\/\/www.riksdagen.se\/sv\/dokument-och-lagar\/dokument\/svensk-forfattningssamling\/arvdabalk-1958637_sfs-1958-637\/\" rel=\"noopener noreferrer\"\u003eThe Swedish Inheritance Code (1958:637) – The Swedish Parliament\u003c\/a\u003e\u003c\/li\u003e\n\n\u003cli\u003e\u003ca href=\"https:\/\/www.skatteverket.se\/deklareradodsbo\" rel=\"noopener noreferrer\"\u003eThe Swedish Tax Agency – filing for an estate\u003c\/a\u003e\u003c\/li\u003e\n\n\u003cli\u003e\u003ca href=\"https:\/\/www.skatteverket.se\/privat\/folkbokforing\/narenanhorigdor\/braatttankapa.4.3f4496fd14864cc5ac9934.html\" rel=\"noopener noreferrer\"\u003eThe Swedish Tax Agency – estate inventory and handling debts\u003c\/a\u003e\u003c\/li\u003e\n\n\u003cli\u003e\u003ca href=\"https:\/\/www.swedbank.se\/privat\/juridiska-tjanster\/arvskifte\/fragor-och-svar-om-arvskifte.html\" rel=\"noopener noreferrer\"\u003eSwedbank – practical bank routines for inheritance distribution (bank example)\u003c\/a\u003e\u003c\/li\u003e\n\n\n\u003c\/ul\u003e\n\n\u003c\/section\u003e","brand":"Svenska Dokumentmallar","offers":[{"title":"Default Title","offer_id":55777231176022,"sku":"DODSBO-SLUTSALDO-2027","price":79.0,"currency_code":"SEK","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0827\/2373\/3846\/files\/dodsbo-slutavrakning-slutligt-saldo-huvudbild-2027_9a4d2021-2186-485f-9f7c-c10fa63a16c0.png?v=1792082047","url":"https:\/\/mallbutiken.se\/en\/products\/slutavrakning-slutligt-saldo-dodsbo-2027","provider":"Mallbutiken","version":"1.0","type":"link"}