{"product_id":"utlaningsavtal-bil-aterlamningsprotokoll-privatpersoner","title":"Car Loan Agreement \u0026 Return Protocol – Individuals | Word\/PDF\/Excel","description":"\u003csection lang=\"sv\" class=\"mb-product-description\" style=\"line-height:1.65;color:#173B55\"\u003e\n\u003cp\u003e\u003cstrong\u003eCar loan agreement – private individuals\u003c\/strong\u003e is a complete template package for when someone lends their personal car \u003cstrong\u003efree of charge for an agreed period\u003c\/strong\u003e. With a written agreement and accompanying records, the lender and borrower can document who is allowed to drive, the period of use, mileage, accessories, condition, insurance checks, costs, and return. Editable Word templates, searchable PDF files, and Excel registers.\u003c\/p\u003e\n\n\u003cp\u003e\u003cstrong\u003eNote:\u003c\/strong\u003e The template is not a car rental agreement or contract of sale. It does not guarantee that the driver is authorized, that the car is allowed to be driven, or that any specific damage will be covered. The actual status of the car and the driver, as well as the insurance terms, must be checked separately. Terms agreed between the private individuals cannot override the insurance company's terms of coverage.\u003c\/p\u003e\n\n\u003cdiv style=\"border:2px solid #137F85;border-radius:12px;padding:18px;margin:20px 0;background:#EAF6F5\"\u003e\n\n\u003ch2 style=\"margin:0 0 9px;color:#173B55\"\u003e01. Package contents\u003c\/h2\u003e\n\n\u003cp style=\"margin:0\"\u003e\u003cstrong\u003e15 files in a ZIP:\u003c\/strong\u003e 7 editable DOCX files, 7 corresponding printable and searchable PDF files, and 1 Excel workbook with 9 tabs. Five Swedish working documents, one Swedish user guide, and one English User Guide. The working documents are provided in Swedish.\u003c\/p\u003e\n\n\n\u003c\/div\u003e\n\n\u003cdiv style=\"border:2px solid #214863;border-radius:12px;padding:18px;margin:20px 0;background:#F1F5FA\"\u003e\n\n\u003ch2 style=\"margin:0 0 9px;color:#173B55\"\u003e02. What the files contain\u003c\/h2\u003e\n\n\u003cp style=\"margin:0\"\u003eCar loan agreement with terms, handover receipt and condition report, insurance and driver check, return report, objective damage\/incident report, and user guides. The Excel register collects loan periods, check details, documented costs, and manual statuses.\u003c\/p\u003e\n\n\n\u003c\/div\u003e\n\n\u003ch2\u003eDocuments in the package\u003c\/h2\u003e\n\n\u003cdiv style=\"overflow-x:auto\"\u003e\u003ctable style=\"width:100%;border-collapse:collapse\"\u003e\n\n\u003cthead\u003e\u003ctr\u003e\n\n\u003cth style=\"border-bottom:1px solid #BDD0D7;text-align:left;padding:8px\"\u003eFile\u003c\/th\u003e\n\n\u003cth style=\"border-bottom:1px solid #BDD0D7;text-align:left;padding:8px\"\u003eWhat it is used for\u003c\/th\u003e\n\n\u003cth style=\"border-bottom:1px solid #BDD0D7;text-align:left;padding:8px\"\u003eFormat\u003c\/th\u003e\n\n\n\u003c\/tr\u003e\u003c\/thead\u003e\n\n\u003ctbody\u003e\n\n\u003ctr\u003e\n\n\u003ctd\u003e01. Car loan agreement\u003c\/td\u003e\n\n\u003ctd\u003eParties, validity period, authorized drivers, terms of use, costs, and signatures\u003c\/td\u003e\n\n\u003ctd\u003eWord + PDF\u003c\/td\u003e\n\n\n\u003c\/tr\u003e\n\n\u003ctr\u003e\n\n\u003ctd\u003e02. Handover receipt \u0026amp; condition report\u003c\/td\u003e\n\n\u003ctd\u003eVehicle status, odometer reading, visible damage, keys, and accessories before the loan\u003c\/td\u003e\n\n\u003ctd\u003eWord + PDF\u003c\/td\u003e\n\n\n\u003c\/tr\u003e\n\n\u003ctr\u003e\n\n\u003ctd\u003e03. Insurance \u0026amp; driver check\u003c\/td\u003e\n\n\u003ctd\u003eDriving license eligibility, traffic insurance, vehicle damage coverage, terms, and deductible\u003c\/td\u003e\n\n\u003ctd\u003eWord + PDF\u003c\/td\u003e\n\n\n\u003c\/tr\u003e\n\n\u003ctr\u003e\n\n\u003ctd\u003e04. Return report\u003c\/td\u003e\n\n\u003ctd\u003eReturn, odometer reading, fuel\/charge, accessories, and reservations\u003c\/td\u003e\n\n\u003ctd\u003eWord + PDF\u003c\/td\u003e\n\n\n\u003c\/tr\u003e\n\n\u003ctr\u003e\n\n\u003ctd\u003e05. Damage \u0026amp; incident report\u003c\/td\u003e\n\n\u003ctd\u003eFact-based incident documentation, damage claims, and follow-up\u003c\/td\u003e\n\n\u003ctd\u003eWord + PDF\u003c\/td\u003e\n\n\n\u003c\/tr\u003e\n\n\u003ctr\u003e\n\n\u003ctd\u003e06. Swedish user guide\u003c\/td\u003e\n\n\u003ctd\u003eStep-by-step instructions, common mistakes, and references\u003c\/td\u003e\n\n\u003ctd\u003eWord + PDF\u003c\/td\u003e\n\n\n\u003c\/tr\u003e\n\n\u003ctr\u003e\n\n\u003ctd\u003e07. English User Guide\u003c\/td\u003e\n\n\u003ctd\u003eEnglish instructions for the Swedish documents – not translated contracts\u003c\/td\u003e\n\n\u003ctd\u003eWord + PDF\u003c\/td\u003e\n\n\n\u003c\/tr\u003e\n\n\u003ctr\u003e\n\n\u003ctd\u003e08. Excel register\u003c\/td\u003e\n\n\u003ctd\u003eNine tabs with manual agreements, checks, condition, costs, incidents, and return\u003c\/td\u003e\n\n\u003ctd\u003eExcel \/ XLSX\u003c\/td\u003e\n\n\n\u003c\/tr\u003e\n\n\n\u003c\/tbody\u003e\n\n\n\u003c\/table\u003e\u003c\/div\u003e\n\n\u003ch2\u003eExcel register with nine tabs\u003c\/h2\u003e\n\n\u003cp\u003e\u003cstrong\u003eStart, Loans, Checks, Condition, Costs, Incidents, Return, Overview, and Las_mig.\u003c\/strong\u003e Excel can calculate the mileage from the odometer readings when both are valid numbers and the final number is not lower than the starting number. The overview summarizes registered agreements and manually selected statuses for loans, checks, costs, and incidents. The workbook contains no macros and does not retrieve external data.\u003c\/p\u003e\n\n\u003cp\u003e\u003cstrong\u003eLimitation:\u003c\/strong\u003e If someone marks that an insurance policy has been checked in Excel, it is only a manual note, not confirmation from the insurance company. Similarly, Excel does not determine who is legally responsible for damage.\u003c\/p\u003e\n\n\u003ch2\u003eHow to use the car loan agreement\u003c\/h2\u003e\n\n\u003col\u003e\n\n\u003cli\u003e\n\n\u003cstrong\u003eCheck the car and the driver:\u003c\/strong\u003e verify the right to grant permission, actual driving license eligibility, traffic insurance, and that the car is allowed to be driven.\u003c\/li\u003e\n\n\u003cli\u003e\n\n\u003cstrong\u003eAsk the insurance company:\u003c\/strong\u003e check what terms apply to the borrower in question, the loan period, any additional drivers, the deductible, and damage to the car itself.\u003c\/li\u003e\n\n\u003cli\u003e\n\n\u003cstrong\u003eAgree on the terms:\u003c\/strong\u003e fill in the scope, start and end, any limitations, fuel, charging, and fee reconciliation.\u003c\/li\u003e\n\n\u003cli\u003e\n\n\u003cstrong\u003eDocument the handover:\u003c\/strong\u003e fill in existing damage, odometer reading, keys, and other items. Save dated attachments.\u003c\/li\u003e\n\n\u003cli\u003e\n\n\u003cstrong\u003eReturn and follow up:\u003c\/strong\u003e fill in the return and a separate report if anything has occurred. Note any disagreement objectively and seek legal or insurance advice if necessary.\u003c\/li\u003e\n\n\n\u003c\/ol\u003e\n\n\u003ch2\u003eInsurance and legal requirements\u003c\/h2\u003e\n\n\u003cp\u003e\u003ca href=\"https:\/\/www.transportstyrelsen.se\/sv\/vagtrafik\/fordon\/aga-kopa-eller-salja-fordon\/trafikforsakring\/\"\u003eThe Swedish Transport Agency\u003c\/a\u003e explains that a vehicle in traffic must have traffic insurance and that the owner is normally responsible for this. Traffic insurance should not be confused with insurance coverage for damage to the owner's own car. \u003ca href=\"https:\/\/www.konsumenternas.se\/livssituationer\/var-i-livet-befinner-du-dig\/hyra-eller-hyra-ut\/privat-bil-bilpool\/\"\u003eKonsumenternas Försäkringsbyrå\u003c\/a\u003e recommends that terms, exclusions, deductibles, and validity for loans be checked individually. See also \u003ca href=\"https:\/\/www.tff.se\/sv\/krav\/om-trafikforsakring\/\"\u003eTrafikförsäkringsföreningen\u003c\/a\u003e regarding insurance liability.\u003c\/p\u003e\n\n\u003cp\u003eLiability issues depend on the circumstances and applicable law. \u003ca href=\"https:\/\/www.riksdagen.se\/sv\/dokument-och-lagar\/dokument\/svensk-forfattningssamling\/skadestandslag-1972207_sfs-1972-207\/\"\u003eChapter 2, Section 1 of the Tort Liability Act (1972:207)\u003c\/a\u003e deals, among other things, with property damage caused by intent or negligence. Special contractual arrangements and insurance issues may require further assessment. Avoid automatically stating that the borrower should always fully compensate for every piece of damage.\u003c\/p\u003e\n\n\u003ch2\u003eRelated templates\u003c\/h2\u003e\n\n\u003cp\u003eFor a \u003cstrong\u003eshort test drive before buying a car\u003c\/strong\u003e: \u003ca href=\"\/en\/products\/provkorningsavtal-skickprotokoll-begagnad-bil\"\u003eTest Drive Agreement \u0026amp; Condition Report\u003c\/a\u003e. For \u003cstrong\u003erental for a fee\u003c\/strong\u003e: \u003ca href=\"\/en\/products\/hyresavtal-for-bil-mall-word-pdf\"\u003eCar Rental Agreement\u003c\/a\u003e. If someone is to act on the owner's behalf: \u003ca href=\"\/en\/products\/fullmakt-bil-fordon-word-pdf-excel\"\u003ePower of Attorney for Cars and Vehicles\u003c\/a\u003e.\u003c\/p\u003e\n\n\u003ch2\u003eFrequently asked questions\u003c\/h2\u003e\n\n\u003ch3\u003eDoes a private car loan need a written agreement?\u003c\/h3\u003e\n\n\u003cp\u003eThere is no general requirement for this specific form for a standard free loan. A written record can still reduce uncertainty about the period, driver, return, and costs.\u003c\/p\u003e\n\n\u003ch3\u003eDoes the owner's car insurance apply if someone else borrows the car?\u003c\/h3\u003e\n\n\u003cp\u003eFor an occasional temporary loan, the standard insurance often applies, but terms, driving restrictions, and deductibles vary. Check the actual coverage with the insurer before handing over the car.\u003c\/p\u003e\n\n\u003ch3\u003eWho pays the deductible if the borrower causes damage?\u003c\/h3\u003e\n\n\u003cp\u003eIt may depend on the insurance terms, the circumstances, the parties' valid agreement, and any statutory allocation of liability. Clearly state what has been agreed; the template does not grant an automatic right to compensation.\u003c\/p\u003e\n\n\u003ch3\u003eIs this the same as car rental?\u003c\/h3\u003e\n\n\u003cp\u003eNo. This package applies to free loans between private individuals. Use a separate rental agreement and check specific insurance terms when renting for a fee.\u003c\/p\u003e\n\n\u003ch3\u003eAre the PDF files fillable?\u003c\/h3\u003e\n\n\u003cp\u003eThe PDF files are searchable printable versions. Use the Word files for digital editing.\u003c\/p\u003e\n\n\u003ch3\u003eIs the agreement available in English?\u003c\/h3\u003e\n\n\u003cp\u003eThe five operational working templates are in Swedish. A separate English User Guide explains their use in English.\u003c\/p\u003e\n\n\u003ch3\u003eHave the agreements been reviewed by a lawyer or insurance expert?\u003c\/h3\u003e\n\n\u003cp\u003eNo. An internal AI-assisted source and functionality review has been conducted; no external lawyer or insurance expert has reviewed the templates.\u003c\/p\u003e\n\n\u003cp\u003e\u003csmall\u003e\u003cstrong\u003eVersion 1.0 · 24 October 2026.\u003c\/strong\u003e Supplier: Svenska Dokumentmallar \/ Mallbutiken.se. No government approval or external legal quality stamp is claimed.\u003c\/small\u003e\u003c\/p\u003e\u003c\/section\u003e","brand":"Svenska Dokumentmallar","offers":[{"title":"Standard","offer_id":56009526018390,"sku":"UTLAN-BIL-PRIVAT-V1","price":79.0,"currency_code":"SEK","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0827\/2373\/3846\/files\/utlaningsavtal-bil-hero-1600.webp?v=1792812886","url":"https:\/\/mallbutiken.se\/en\/products\/utlaningsavtal-bil-aterlamningsprotokoll-privatpersoner","provider":"Mallbutiken","version":"1.0","type":"link"}