About this template
Division of Property Agreement in the event of divorce – the main Swedish template according to Swedish law is a complete document package for spouses who have reached an agreement on how marital property, debts, and assets are to be handled in connection with a divorce. The package contains the main Swedish template in Word/PDF, a detailed Swedish user guide, and an English reference governed by Swedish law with a corresponding guide.
Legally reviewed: October 7, 2026
Designed based on the Swedish Marriage Code, current guidance from the Swedish Tax Agency and the Courts of Sweden, as well as current requirements from the Swedish Mapping, Cadastral and Land Registration Authority (Lantmäteriet) when real property or site leasehold rights are allotted.
Included in the package
| Swedish division of property agreement – DOCX + PDF | Main template including parties, cutoff date, assets, debts, calculation of shares, equalization payment, real property, and appendices. |
| Swedish User Guide – DOCX + PDF | Step-by-step guide on marital property, separate property, debts, loans, real property, and registration. |
| English reference – DOCX + PDF | English-language reference version governed by Swedish law. |
| English User Guide – DOCX + PDF | English-language guide to the same Swedish legal framework. |
Important: the cutoff date determines which property conditions serve as the starting point
In the case of a division of property following a divorce, the starting point is the property situation on the day the joint application for divorce or one spouse’s summons application was received by the district court. The template therefore contains specific fields for the district court, case number, and cutoff date.
What is a division of property agreement in the event of divorce?
Upon the dissolution of a marriage, the spouses' property must, as a main rule, be distributed through a division of property. However, a division of property is not necessary if the spouses only have separate property and neither of them requests to take over a home or household goods from the other spouse according to the applicable rules.
This product is specifically designed for divorce between spouses. It is not a template for the division of cohabitant property (sambo-bodelning) or a division of estate following a death.
Marital property (giftorättsgods) is not the same as joint ownership
An asset can be owned by one spouse but still be considered marital property. In the division of property, the spouses' shares are calculated, and the assets are then distributed. The template therefore clearly distinguishes between legal ownership and how the property is treated in the division of property.
Separate property and rights with special rules
Separate property is generally not included in the division of property. Property can be made separate, for example, through a prenuptial agreement, a condition of a gift, or the terms of a will. Certain personal rights, pension rights, and compensation are subject to special rules and should not automatically be treated as ordinary bank assets.
The package therefore contains a separate appendix for separate property and exempted rights.
Debts and calculation of shares
As a main rule, each spouse is first entitled to coverage for relevant debts from their marital property. Thereafter, the remaining net marital property is combined, and equal division is the normal starting point, with reservations for adjustment rules and other special provisions.
The template includes clear calculation fields for each spouse's marital property, debts, net, combined net, and the basis for the share.
Equalization payment
If one spouse receives assets with a value exceeding their share, an equalization payment may need to be made. In the template, you can specify the payer, recipient, amount, due date, and any payment and security terms.
The division of property agreement does not automatically change the bank's loan agreement
Even if the spouses agree between themselves that one person should take over a loan, this does not automatically mean that the bank or another creditor releases the other person from payment liability. Approval from the lender, refinancing, or a new loan agreement may be required.
Real property, site leasehold, and tenant-owner rights
The template has a specific section for homes, real property, site leaseholds, or tenant-owner rights, with fields for current ownership, who is to be allotted the property, the share, and loans and conditions.
A person who is allotted a Swedish real property or site leasehold should normally apply for a title deed (lagfart) or equivalent registration. For acquisitions through a division of property from July 1, 2026, stricter identification requirements apply at the Swedish Mapping, Cadastral and Land Registration Authority (Lantmäteriet). The complete property designation and transferred share must be stated, and if an allotment is conditioned on a loan takeover, a special certificate may be required.
Registration with the Swedish Tax Agency is voluntary
A document for the division of property in connection with a divorce does not need to be registered with the Swedish Tax Agency for the registration itself to make it valid between the spouses. Submitting the document for registration is voluntary.
If you choose to register, the Swedish Tax Agency's current application fee is SEK 275, according to information verified on October 7, 2026. The Swedish Tax Agency does not examine whether the document is legally binding under civil law or what its material effect is.
Signature and witnesses
The division of property document must be in writing and signed by both spouses. Witnesses are not a statutory formal requirement. The new main template therefore does not contain a mandatory witness section.
When the template is suitable
- You are spouses and are going to divorce.
- An application for divorce has been filed and the cutoff date can be identified.
- You are in agreement on how the division of property is to be documented.
- You can identify marital property, separate property, and relevant debts.
- You have agreed on the distribution and any equalization payment.
When individual advice is especially important
- Companies, unlisted shares, or larger, complex holdings need to be valued.
- Pensions, insurance, or other special rights have significant economic importance.
- Real property is to be allotted and financing/loan takeover is critical.
- There are foreign assets, foreign domicile, or other international connections.
- One party lacks full financial insight or the values are disputed.
- There is a risk of insolvency, attachment, or bankruptcy.
English reference governed by Swedish law
The English version is included as a reference for individuals who need to read or communicate the content in English. It is explicitly an English-language version governed by Swedish law and should not be perceived as a British, American, or universal international divorce agreement.
Related templates
- Division of Property Agreement – English-first version under Swedish law
- Division of Property Agreement for cohabitants
File format and delivery
Format: DOCX and PDF.
Language: Swedish main version + English reference governed by Swedish law.
Number of customer files: 8.
Delivery: Digital download. No physical product is sent.
Frequently asked questions
Does everyone getting a divorce have to perform a division of property?
As a main rule, property must be distributed through a division of property when a marriage is dissolved. An explicit exception applies when spouses only have separate property and neither requests the takeover of the other spouse's home or household goods according to the relevant rules.
What date should assets and debts be tied to?
The division of property is based on the property conditions on the day the petition for divorce was filed, normally when the application was received by the district court.
Must the division of property agreement be registered with the Swedish Tax Agency?
No. Registration of the division of property document is voluntary.
Must the agreement be witnessed?
No. The statutory formal requirement is that the document must be in writing and signed by the spouses.
Can we write ourselves that one of us is taking over the mortgage?
You can regulate the internal distribution between you, but it does not automatically change the bank's claims against an existing borrower. The bank may need to approve a takeover or refinancing.
Can the same template be used for cohabitants?
No. This product is built for spouses and divorce according to the Swedish Marriage Code. Division of property for cohabitants is governed by other rules.
Legal basis
The Marriage Code (1987:230), particularly Chapter 7 and Chapters 9–13, as well as relevant provisions in Chapter 17; the Swedish Tax Agency's current guidance on the division of property and registration; the Courts of Sweden's information on the division of property and administrators; and the Swedish Mapping, Cadastral and Land Registration Authority's current requirements when real property or site leasehold rights are allotted.
The document package is general documentation support designed based on Swedish law. It does not replace individual legal, tax, banking, pension, accounting, or valuation advice.
