About this template
Power of Attorney for daily banking – Word, PDF and Excel
Do you need to let a relative help you pay bills, submit payment documents or perform other limited everyday errands at the bank? This template for a bank power of attorney under Swedish law helps you document who the agent is, which banking errands may be performed, what monetary limits apply and when the power of attorney expires. The package also contains a specific single-transaction power of attorney, a revocation document, Swedish and English user guides, as well as an Excel register for control and follow-up.
Important information – the bank must approve the power of attorney
A standard power of attorney is a general documentation aid – not a guarantee that the bank will accept the document. Banks may require their own form, physical identification, registration, original documentation and/or two witnesses. Always contact the relevant bank before the document is filled out or signed.
The power of attorney does not give the agent the right to use the principal's personal BankID, bank card, PIN codes or login credentials. This is not a durable power of attorney (framtidsfullmakt) and should not be used as such.
This is included in the modernized delivery
- Power of Attorney for daily banking – Swedish, editable DOCX and print-friendly PDF.
- Limited Power of Attorney – Everyday Banking – DOCX and PDF in English, governed by Swedish law.
- Single-Transaction Bank Power of Attorney – Swedish DOCX and PDF for a specified action.
- Single-Transaction Bank Power of Attorney – English DOCX and PDF.
- Revocation of Bank Power of Attorney – Swedish DOCX and PDF.
- Revocation of Bank Power of Attorney – English DOCX and PDF.
- Detailed Swedish User Guide and English User Guide – each in DOCX and PDF.
- Errand register and bank checklist – XLSX with dashboard, control points, drop-down menus and automatic status markers.
A total of 17 final customer files: 8 DOCX, 8 PDF and 1 XLSX. The modernized ZIP delivery is connected to the product separately by the store after manual upload. Existing delivery files are preserved.
What can the power of attorney be used for?
You can limit the assignment to, for example, requesting limited account information, submitting invoices for payment, requesting payment of named bills, receiving receipts or requesting transfers between your own accounts – only if the bank offers and accepts the respective action for agents. You specify the bank, account identifier, payee, maximum amount per payment and month, and validity period.
What is not automatically covered?
A limited everyday power of attorney does not cover loans, credits, pledging, securities trading, gifts, new subscriptions to banking services, use of bank cards or private security solutions. Furthermore, the bank may have special conditions for withdrawals, transfers and access to digital services.
Choose the right document
Standard bank power of attorney for a period
Suitable when the principal is still able to instruct and follow up on the agent and needs practical help during a specified period. It is recommended to set a clear end date and limit payees and amounts.
Single-transaction power of attorney
Suitable when a single, clearly specified action is to be performed, for example, the payment of a specific invoice. The power of attorney expires after the action or on the specified end date.
When a standard power of attorney is not the right document
If a person is no longer able to make their own decisions due to illness, other forms of representation must be assessed, such as a durable power of attorney (framtidsfullmakt), authorization for next of kin, or a legal guardian/administrator. A durable power of attorney is subject to specific rules and formal requirements, including witnessing.
How is the power of attorney used?
- Contact the relevant bank and ask about their own form, the bank's requirements for witnesses, identification, and approved types of errands.
- Choose a limited ongoing power of attorney or a single-transaction power of attorney from the package.
- Fill in the principal, agent, bank, assignment, amount limits and validity period.
- Sign according to the bank's instructions; arrange for witnesses if the bank requires it.
- Submit the original or register the power of attorney according to the bank's procedures before the agent acts.
- Register requested actions and receipts in the Excel register and follow up with the principal.
- If the power of attorney is to be terminated, use the revocation document and notify the agent and the bank. -->
Frequently asked questions
Do all banks accept the same power of attorney template?
No. Some banks require their own forms and individual procedures. A well-designed private template does not mean the bank must accept it.
Must a bank power of attorney be witnessed by two people?
A standard power of attorney has no general legal requirement for two witnesses, but banks often require witnessing according to their procedures. For durable powers of attorney, other special statutory formal requirements apply.
Can my agent use my BankID or internet bank?
No, the agent should never use your personal codes, BankID or bank cards. Some banks offer separate internet powers of attorney, and others only provide agent assistance via branches or phone.
How do I revoke the power of attorney?
How the revocation becomes effective depends on how the power of attorney was issued and communicated. Notify both the agent and the bank, request de-registration and reclaim or have the original document destroyed when necessary according to the Contracts Act.
Is the English version valid under British or American law?
No. The documents are English-language versions governed by Swedish law and pertain to Swedish banking conditions.
Legal sources, file formats and disclaimer
Designed based on the Contracts Act (1915:218), in particular Chapter 2, Sections 10–21, as well as relevant banking and consumer guidance. Legal sources checked October 12, 2026. The documents are general and may need to be adapted to the bank's rules and the actual circumstances. They do not replace individual legal advice.
See also all power of attorney templates and document templates at the Store.
